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About me - Lily S

Am a British writer who enjoys writing articles, short stories, blogging - anything to do with the written word!

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Personal Finance > Personal Loans How to decide if peer-to-peer lending is right for you
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Peer-to-peer lending is where you borrow or lend money to another individual instead of dealing through a bank. With normal banking, savers deposit money (i.e. they are lending it to the bank), and the banks then lend the money out to borrowers. In other words, the bank is the middleman, making a profit by borrowing cheap fr... More..

Personal Finance > Financial Planning Book reviews: The Courage to Be Rich, by Suze Orman
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Suze Orman is an American financial writer who specialises in the psychological aspects of finance (understanding how emotions affect the way people handle their money). The Courage to be Rich, begins with a series of exercises. These look at childhood lessons about money (both conscious and unconscious) and the feelings tha... More..

Style & Beauty > Jewelry Tips for insuring jewelry
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First of all, check your home contents insurance policy to see if personal valuables such as jewelry are included, and to what amount the cover is for. Most home contents insurance policies will cover jewelry, but only under certain circumstances. Sometimes the policy will only cover loss of jewelry by theft, but not things ... More..

Business > Entrepreneurial Spirit Book Review: The Millionaire Next Door, by Thomas J. Stanley
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The Millionaire Next Door is a study of how millionaires became rich and is the product of research conducted by Thomas Stanley and William Danko who are professors. The two men interviewed scores of millionaires to find out the secret of their success and have distilled the results into this book. They start off by stating ... More..

Personal Finance > Managing Debt The best debt management services in the U.K.
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The best debt management services in the UK are free services run by charities such as Consumer Credit Counselling Service (CCCS) or free industry funded services, such as National Debtline. Both organisations will give you confidential advice and will help you arrange agreements with your creditors. Once you have contacted ... More..

Personal Finance > Stock Market Analyzing company reports with a healthy dose of caution
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As Warren Buffet says, the first rule of investing is "don't lose money", and those are the second and third rules too. The only way an investor can protect against loss is by diligently analysing company reports before they make an investment. And of course the main reason for looking closely at accounts is to check for cre... More..

Entertainment > Celebrity Biographies Biography: Aishwarya Rai
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Aishwarya Rai is an Indian actress who was born in the southern Indian state of Karnataka on 1st November 1973. Her family relocated to Mumbai, the Bollywood capital, when she was a child. As a young adult, she began modelling and entered the Miss India contest, where she was selected to represent India in the Miss World con... More..

Society & Lifestyle > European Culture Common Italian names
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Italian culture is admired worldwide and hence it's not just Italians who name their children with Italian names. The English upper middle classes in particular love naming girls with Italian names such as Francesca, Chiara, and Sienna (they tend to be more traditional with English boys though). Other Latin derived names suc... More..

Politics, News & Issues > Politics in the UK Reflections: The Liberal Democrat party as the safety valve of British politics
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Earlier this week Sir "Ming" Campbell resigned as leader of the Liberal Democrats. He came under pressure as the party dropped in the polls to a low of 14% (compared to the 23% they got in the General Election in 2005). This was the second resignation of a Liberal Democrat leader in 22 months. The Liberal Democrats are the t... More..

Business > Marketing Taking advantage of current affairs to market your product
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There are two parts to producing ongoing sales for your product. You first need to attract customers and get them to try out your product. And if they try it and like it, you get repeat sales. The second part of the eqation depends entirely on how good the product and customer-service is. The first depends on how you market ... More..

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