Articles written by Jennifer Eblin in Personal Finance

What is Helium

About me - Jennifer Eblin

I am a 27 year college graduate, with a BA in History, a BA in Psychology, and an MA in Historic Preservation. As some people would say, I'm either overeducated or I have too much time on my hands.

My personal interests are NASCAR/auto racing, cars in general,

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Personal Finance > Credit Cards Saving on credit card debt: 3 of 35
Millions of Americans currently face overwhelming amounts of credit card debt right now, making it the number one financial problem in the country. With most consumers over $10,000 in credit card debt, and some even further in debt, there has to be a way to save on the credit card debt, and there are ways.Start transferring y... More..
Personal Finance > Retirement Part-time work after retirement: 3 of 34
The average American worker can retire at age 63, and begin drawing Medicare at age 65. Though many Americans retire from their full-time jobs at a younger age, over 2/3 continue to work at least part-time after retirement.For workers who choose to retire at the younger age, they often work part-time to pay for medical expens... More..
Personal Finance > Retirement How to prepare for retirement: 5 of 42
Planning for retirement is important at any age. When we're in our twenties, retirement seems something too far in the future to plan for, and by the time we hit our forties, it seems closer but not as important. For many people, planning doesn't start until they're in their fifties and retirement is right around the corner. ... More..
Personal Finance > Auto Insurance Using the Internet to compare car insurance quotes online: 1 of 8
The idea of not having auto insurance in this day and age is simply preposterous. Not only is it dangerous, but it is highly illegal in many states. There are certain states that allow individuals to not have auto insurance, if they can prove that they can financially handle the ramifications of an accident. In other states t... More..
Personal Finance > Life Insurance How to buy life insurance online: 2 of 12
Buying life insurance online is an easy task to accomplish, as long as you choose a reputable company. The problem with the internet is that anyone can create a website that looks official when it is actually anything but official. Many times users are unaware that they have been swindled out of their money until it is too la... More..
Personal Finance > Budgets & Saving Cost management: Sticking to a budget: 9 of 39
Sticking to a budget. Those may be the three scariest words in the English language, especially for anyone trying to save money or find their way out of debt. Sticking to a budget doesn't have to be a scary prospect, as long as you follow some tried and true tips.Do set realistic goals...do not "shoot for the moon".One of the... More..
Personal Finance > Mortgages & Home Loans What is a home improvement loan?: 1 of 4
A home improvement loan is a loan that allows the borrow to make improvements and additions to their property. Most loans are limited to permanent improvements that will remain with the property; additions, decks, garages, painting, etc. Items that are considered luxuries like a hot tub are not considered, and in many cases a... More..
Personal Finance > Real Estate Five things you should know before buying a house: 37 of 144
Buying a house is one of the biggest decisions you will ever make in life. According to psychologist, buying a house and getting married are the two most stressful events in the course of our adult lives. Yet it doesn't have to be stressful, as long as you know five things before buying a house.(1) Before buying a house, you ... More..
Personal Finance > Auto Insurance Online auto insurance: An overview: 2 of 7
Using the internet to find information on auto insurance has never been easier. These sites give readers the chance to learn everything they need to know about auto insurance, including the specific needs for their state. The only problem might be in finding the right sites to use. Unfortunately there are a large number of us... More..
Personal Finance > Real Estate Landlords: Using the Internet to find tenants: 4 of 12
The growing popularity of the internet has opened a whole new world for landlords looking to find tenants.It can be difficult to find quality tenants for your property, but the use of internet sites such as craigslist.com and myapartments.com can make this process a little easier. There are two ways landlords can find possibl... More..