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About me - Daniel Xiao Wang

Like most people I wear many different hats. I am a banker, a youth minister, a scholar, a writer, a dreamer, a politician, a teacher... and so many other things.

I am the Sub-Channel Steward for International Politics and I am also a Pulitzer Center on Crisis

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Business > Advertising The future of advertising
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A New Era in Advertising After years of dire predictions concerning the end of the advertising industry as we know (knew) it, it has finally happened. But not quite the way nay-sayers expected. The world of advertising has changed, and dramatically, over just the past few years. What is often not considered is that advertisi... More..

Politics, News & Issues > International Politics (Other) America as the new Rome
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The similarities between Rome and the United States are startling. Even obscure elements of the two powers seem related. In her time Rome was the mightiest empire that had ever existed. She was more technologically advanced than any other known nation on the planet. She was the center of culture and knowledge. Her military r... More..

Personal Finance > Retirement Making your money last in retirement
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One of the biggest concerns in retirement is being able to afford to do all the things that you want to do. Retirement stretches longer and longer as people are living longer and retirement can easily represent a whole third of your life. With retirement lasting longer and longer another major concern becomes relevant, runni... More..

Personal Finance > Retirement How much should you invest in a 401(k)?
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Like so many issues in personal finance the answer to this question is "it depends." When considering a 401(k) plan there are several factors to consider. The bottom line answer is that you should be investing in a 401(k) plan, at least the maximum amount that your employer will match. Yes, you heard me correctly, your emplo... More..

Personal Finance > Investing (Other) Online trading: Why trade online and how to find the best rates
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These days nearly everything can be done online. Accomplishing tasks online saves time and effort and quite often is less expensive than traditional methods. Many people have found that the same is true for trading in the stock market. Before taking the plunge into online stock trading there are a few things to consider. Whe... More..

Personal Finance > Retirement Payroll deductions into a 401(k) Plan
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No one I have ever met has sincerely told me that they are simply paid too much. The idea of a payroll deduction sounds painful, even ludicrous. When you consider that that payroll deduction is for something as elusive and far off as retirement- you might be thinking that it simply is not for you. Before you completely disre... More..

Computers & Technology > Identity Theft & Internet Scams The difference between credit card fraud and identity theft
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One of the scariest realities that people have to deal with in the modern world is identity theft and fraud. Both involve the loss of personal information and the use of personal data, but the two are not the same thing. The distinction between credit card fraud and identity theft may sometimes be a distinction without a dif... More..

Business > Advertising Tips for creating perfect advertising portfolios
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Having a professional advertising portfolio greatly enhances your credibility in the eyes of potential clients. No matter what your experience follow these steps to create an impressive portfolio: * Start with a portfolio case A sharp black portfolio case is standard gear for a professional advertiser. These are inexpensive ... More..

Personal Finance > Budgets & Saving How to set up a budget
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The Dreaded B-Word, Why Budget? A budget is essentially a planning device used to assist someone in setting and achieving his or her financial goals. People plan for all manner of things, from vacations to what they will do when they hit the lottery, but budgeting seems like such a chore and people avoid doing it. The word b... More..

Politics, News & Issues > War in Iraq What will be the real cost of the Iraq war?
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The real cost of the war in Iraq involves a lot more than just money, although millions are being spent. The costs of this ill-advised war are much further reaching and are creating permanent damage from which the country may never recover. When considering costs we should probably start by looking at the monetary effect of ... More..

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