Articles written by Daniel Xiao Wang - Page 25

What is Helium

About me - Daniel Xiao Wang

Like most people I wear many different hats. I am a banker, a youth minister, a scholar, a writer, a dreamer, a politician, a teacher... and so many other things.

I am the Sub-Channel Steward for International Politics and I am also a Pulitzer Center on Crisis

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Personal Finance > Personal Loans Unsecured loans: The best source of funds for renters?: 2 of 2
Renters don't have access to one of the cheapest loan types available, home equity loans. They are cheap, tax deductible, and offer flexible terms. As a renter these secured loans may be out of reach, but are unsecured loans the best source of funds for a renter?A secured loan is a loan that has a form of collateral securing ... More..
Personal Finance > Retirement Guaranteed lifetime income: You won't outlive your retirement savings: 2 of 2
Guaranteed Lifetime Income (GLI) is a promise, typically made by an insurance company, to pay you an income for the rest of your life, no matter how long you live. With life expectancies increasing many Americans face the very real possibility of outliving their income.So many people worry about dying too soon, but what happe... More..
Personal Finance > Insurance (Other) Why you should buy annuities when interest rates are dropping: 2 of 2
Call any bank and ask what the CD rates are and chances are you will not like the answer. Rates are dropping and the days of a 5% CD are gone. According to the Federal Reserve rates will continue to drop. Analysts are predicting that CD rates may return to their 2003 lows of just over 1%. Rates dropping this low are problemat... More..
Personal Finance > Personal Loans Positive aspects of payday loans: 2 of 2
Payday loans are short term advances on your next paycheck. They often have a bad name due to their high fees and interest rate, but there are some positive aspects of payday loans. Particularly in a financial emergency when someone does not have the money to handle the situation otherwise, a payday loan may be a valid option... More..
Personal Finance > Retirement The benefits of an immediate annuity: 2 of 2
Traditionally people expected to rely upon the three legged stool for retirement income. The legs of this stool are Social Security, pensions, and personal savings. Unfortunately many American workers will realistically see two of those legs disappear, Social Security and pensions.Both of those legs provided fixed income unti... More..
Politics, News & Issues > Politics in Africa China's involvement in Africa: What they stand to gain: 2 of 2
Africa is often seen as the forgotten continent. After the colonial powers abandoned the continent they drew seemingly random borders and left the populace to fend for themselves.Plagued by civil war, ethnic violence, genocide, famine, and epidemics Africa has been in desperate need of economic, political, and social assistan... More..