Articles written by John P Cummings

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Health & Fitness > Healthy Living & Wellness Guaranteed ways to boost your energy levels: 1 of 15
While I won't say that these are "guaranteed" ways to boost your energy (since is anything really guaranteed in this crazy world?), they certainly wouldn't hurt to try. Boosting your energy level is fairly simple. You need to burn energy (also known as exercise) in order to have more of it. Along with burning energy, you also... More..
Health & Fitness > Diet Programs Determining the safety of the Atkins diet: 1 of 11
The Atkins diet is one of the most enduring and widespread diet fads that has swept the nation. Unlike many others though, it has gained a foothold and has become entrenched in our culture, as witnessed by the proliferation of "Low Carb" choices on menus and in supermarkets. But does it work? Over the short and medium term if... More..
Personal Finance > Retirement The benefits of a 401(K): 2 of 15
The benefits of a 401(k) plan are simple - a way to save for retirement in a tax sheltered account. Funding your 401(k) account is perhaps the most important investment step that you can make. Not only do many companies offer to match your contributions to these accounts, but 401(k) accounts also have the important characteri... More..
Jobs & Careers > Getting Ahead How to build rapport with the boss: 2 of 13
Building rapport with the boss is extremely important since they likely dictate your bonus, salary adjustments, and promotions. But don't be afraid, building rapport with your boss can be easier than you think. Do it delicately though since you probably don't want to be labeled as the office suck up. There are a few things th... More..
Local Guides > San Diego Best areas to stay in San Diego, California: 1 of 6
Planning a trip to America's Finest City? Awesome (yeah you'll need to sound like a local so try saying it). But where to stay? With hundreds of hotels in a city of over a million people, there's a lot to choose from. Allow me, your local guide, to help guide your decision. Your choice of where to stay while in San Diego larg... More..
Personal Finance > Retirement When to start taking social security benefits: 1 of 6
The decision of when to take Social Security benefits is one of the most important financial decisions that will affect you in retirement. Social Security pays out on a sliding scale that allows for benefits to be first paid at age 62 and increase until full vesting at age 70. Taking the benefits as soon as they are available... More..
Personal Finance > Taxes How to avoid tax return preparer fraud: 1 of 5
Fraud perpetrated by tax professionals, though rare, can be extremely dangerous to the individuals who are clients. Civil penalties including jail time, significant fines, and increased scrutiny of future filings can all result form selecting an unscrupulous tax preparer. So how do you do about choosing a good one?Choosing a ... More..
Personal Finance > Mutual Funds Choosing mutual funds for your 401k: 1 of 5
Choosing the right mutual funds for your 401(k) is vitally important to the long term growth of your investments. For many investors, their employer sponsored 401(k) plan may be their primary, or only form of investment and retirement planning. This makes the selection of the right mutual funds even more critical. Balance is ... More..
Jobs & Careers > Career Path & Goals How to ask for a reference after you resign: 2 of 9
References from a previous job are a critical component to getting just about any job these days. A carefully crafted resume will land you the interview, and presenting yourself well at the interview may put you in strong contention for the job, but if you don't have strong references from past employers, you likely won't get... More..
Food & Drink > Cuisine & Food (Other) Vegetarian or carnivore: Which is right: 6 of 26
Herbivore or Carnivore the debate continues. For many people there isn't much of a debate, possibly due to upbringing or tradition, they have an omnivorous diet, and probably always will. A few people though have made the active decision to eat only a plant based diet. The motivation for people to move to a vegetarian diet ca... More..