: About Me

Ruth is a retired horse breeder, trainer and skier from Montana. She is currently a displaced person living in North Carolina selling real estate.
Being retired hopefully will provide the time to pursue a life-long interest in writing.

My passion is ...

Getting it done right and on time

I know too much about ...

too many different things! Focus focus focus!

My parents always told me ...

"You can do anything you want to in life"

My childhood ambition ...

To be a horse trainer

My favorite memory ...

When the kids were little, everyday

Why I write ...

It quiets the voices in my head

What I am reading/watching/listening to ...

Tiger baseball

My best moment ...

watching one of my horses win a World Championship

My inspiration ...

A never ending drive to be doing something productive

Home & Garden > Buying & Selling Homes Minimizing closing costs in real estate purchases

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Minimizing closing costs Minimizing closing costs can be accomplished in several ways. Closing costs are those expenses involved in the actual transfer of the title on the purchased property. Depending upon your location and the local custom, closing costs may be split between the buyer and seller in a number of different ways. Financing with the right terms will save more money in the long term. Before you even look for a house, get prequalified. Most real estate offices will offer this service to prospective buyers. Look at your credit score. Your credit score will play an important...

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