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About me - The Literature and Media Alternative

The Literature and Media Alternative publishes general interest articles. The head writer has written well over a thousand articles and several e-books. For more information including a resume, contact us through Helium.

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Personal Finance > Mortgages & Home Loans Understanding the difference between a loan officer and a mortgage broker
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What is a loan officer? A simple explanation is that a loan officer is a personal guide for you, the buyer, and takes you through the mortgage process. He or she will identify your needs, select a loan program that is right for you and help you complete the application process, answering all questions along the way. Official... More..

Health & Fitness > Diet Programs Book reviews: The Abs Diet, by David ZincZenko
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The Abs Diet is created by David Zinczenko, the editor of Men's Health Magazine. It is not only a nutritional diet plan but a program designed as lifestyle change for the dieter. You may think of the Abs Diet as an athlete's program, or associated with celebrities that have "washboard abs". It doesn't help matters that celeb... More..

Health & Fitness > Diet & Weight Loss Product reviews: LA Weight Loss Center at home program
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The LA Weight Loss Center is one of the most successful chains in the weight loss market today. Their weight loss plan is based on using regular store-bought foods along with company-supplied vitamins, specially made nutrition bars and personal counseling. The goal is not drastic weight loss in a short amount of time, but gr... More..

Personal Finance > Mortgages & Home Loans Understanding the mortgage process from contract to closing
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So you finally learned what a mortgage is and how to get one! Now you're on your way to maturity and within the next 15-30 years you may even own your own house. Perhaps though, there is still one part of the process that remains sketchy. What happens in the actual mortgage process, from contract to closing? Nobody outside o... More..

Personal Finance > Mortgages & Home Loans Understanding short-term home loan risks
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Did you know that short term home loans, (generally considered 15 years or less) are less expensive than a long term loan? Not in monthly payments of course, but when it comes to accruing interest, if you want the better price than a short term mortgage is the most frugal way to go. The borrower does make high payments every... More..

Personal Finance > Mortgages & Home Loans Pros and cons of a 40- or 50-year mortgage
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A few years ago when debate sparked about the 40 year term loan, experts would rhetorically ask, what's next 50 year mortgages? Why yes, in fact. Mortgages with 50 year terms have already been advertised by several lending institutions, although they are not quite yet a national standard. This plan has been called the "Methu... More..

Personal Finance > Mortgages & Home Loans How to get a mortgage with a low down payment
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What if you are eager to buy a house, have a good source of income but you don't have the standard 20% down payment that the lender expects? You may still be able to get into the home of your dreams even with a low down payment. It won't always be easy; after all, the logic of the business world is that the less you have to ... More..

Health & Fitness > Diet & Weight Loss What is Volumetrics and is it effective
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The philosophy behind Volumetrics is that a person starving him or herself is counter-productive. If people are given a choice between eating more or eating less, obviously they are going to eat more. Even if they starve themselves temporarily and see some results they will eventually "relapse" and gain the weight back. Volu... More..

Health & Fitness > Diet & Weight Loss What is Trimspa and is it effective for weight loss
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Trimspa may be best recognized, not for its dietary innovations, but for the simple fact that the late Anna Nicole Smith became its official spokesperson. Trimspa is marketed by Goen Technologies, and is a dietary supplement, specifically a diet pill that contains 15 calories a serving and 4 grams of carbs. It contains no sa... More..

Health & Fitness > Diet & Weight Loss What is Lipo 6 and is it effective for weight loss
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Lipo 6 by Nutrex has been called the "most powerful fat-burning formula" that is available in maximum strength liquid capsules. In fact, it is the first and only fat burner designed in this way. Nutrex claims that Lipo 6 offers superior absorption and strong results, and as "hard evidence" Nutrex even has bodybuilder Troy Al... More..

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