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The Literature and Media Alternative publishes general interest articles. The head writer has written well over a thousand articles and several e-books. For more information including a resume, contact us through Helium.

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Personal Finance > Mortgages & Home Loans How many different types of mortgages are available to you?: 1 of 4
What kind of mortgages are there to choose from when you are purchasing or refinancing a home? There are many types of plans to pursue, though depending on your credit, you may only qualify for some programs. Consider the different kinds of mortgage loans that financial institutions offer.Government LoansGovernment loans are ... More..
Personal Finance > Mortgages & Home Loans Save your house from foreclosure by settling debts: 1 of 3
Foreclosure is defined as "Legal process by which a mortgagor of real property is deprived of his interest in that property due to failure to comply with terms and conditions of the mortgage." In layman's terms that means you lose everything, namely your house! This can be particularly distressing if a buyer has been faithful... More..
Personal Finance > Personal Finance (Other) What you should know about escrow services: 1 of 3
Escrow is defined as the "The holding of funds, documents, securities, or other property by an impartial third party for the other two participants in a business transaction." When the closing is completed, the escrow agent will release the entrusted property. This process begins with the lender asking the buyer to open an es... More..
Personal Finance > Mortgages & Home Loans Tips for getting a mortgage on a small property: 1 of 3
Anything is possible! However, in some areas it actually be very difficult to find a first mortgage that covers a property less than about $80,000. Herein lies a confusing scenario: while you might not think you can afford a home for over $100,000 and thus set your sights on a smaller property, you also notice that many lende... More..
Health & Fitness > Herbal & Natural Remedies Hoodia for weight loss: 2 of 5
Hoodia, or Hoodia Gordonii is a plant that grows in the semi-deserts of South Africa, Botswana, Namibia, and Angola. It resembles a cactus and lately has been gathered and marketed as an alternative treatment for weight loss. The plant's popularity seemed to rise after Ephedra was banned in the United States after it was disc... More..
Sports & Recreation > Running What you need to know before you buy a treadmill: 6 of 12
You may have noticed that as you scour the Internet looking for weight loss programs that most of the reputable companies offer herbal supplements or dietary systems and a suggested exercise program. Though some companies advertise exercise-free programs, most experts agree that without exercise, your body retains the fats an... More..
Personal Finance > Taxes The tax advantages of owning your own home: 5 of 10
What tax benefits are there from buying your own home? Whether you look forward to owning your home 30 years from now, are a traveling real estate hotshot or have paid off your mortgage in record time, one thing is for sure: you can save on your taxes! Buying a home is a great investment from a real estate point of view and a... More..
Personal Finance > Mortgages & Home Loans Pros and cons of co-signing for a home as a couple: 3 of 6
If you have a significant other (you know, referred to in human civilization as a wife, a husband, a common law boyfriend or girlfriend) you may think it's only the loving thing to do to include your mate as a co-signer when you are financing a house. While it always pays to be nice to your significant other, you should also ... More..
Health & Fitness > Pilates & Yoga Yoga positions for weight loss: 3 of 6
You may have heard a lot of good things about Yoga, especially if you're seeking weight loss advice from celebrities! Yoga is an effective form of exercise and in any scenario you find yourself, exercise can only help to take off the weight. The best way to lose weight is to change the habits that cause weight gain, such as s... More..
Personal Finance > Managing Credit Finding a lender when you have bad credit: 2 of 4
Isn't it an unspoken rule that if you have bad credit you stay far away from lending institutions? Many consumers feel that way and may feel doomed to live in an apartment for the rest of their lives, figuring the nicest houses are built for families with perfect credit and high income levels. However, the fact is that there ... More..