Articles written by MJ Miller in Personal Finance

Where Knowledge Rules

I'm just a guy that has been around long enough to gain a little life experience about a lot of things.

All of my articles have been written from my own experiences over the years and are my own opinions.

I enjoy passing along information, advice and opinions

Personal Finance > Smart Spending Money saving tips: Effective ways to slash your electric bill: 2 of 11
Well, I don't know anybody that doesn't enjoy saving money, whether it is by getting something on sale or figuring out a way to pay less for something you buy regularly. This article will show you how to do just that; save money every month on your electric bill by using a few easy conservation techniques that anyone can do ... More..
Personal Finance > Credit Cards What you should know about credit card costs: 2 of 11
There are two main things to keep in mind when you are considering a credit card; the interest rate and the annual fee. Personally, I will not pay to have a credit card, so any card that charges an annual fee, I won't even consider having. A lot of the "sky miles" or rewards type of credit cards will charge an annual fee and... More..
Personal Finance > Budgets & Saving Which bank pays the highest interest rate on savings?: 5 of 10
While the first thing one should do is check out the interest rates at the banks in their area, in this day and age, you have a lot more to choose from than just your local bank. With the internet, you can start an online account with any of the larger banks just about anywhere. There are several different types of accounts ... More..