Articles written by Stanley Roberts - Page 4

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About me - Stanley Roberts

I like to talk therefore I must write when there is noone to listen. I have a Bachelors degree in Religious Humanities, an Associate of Chaplaincy, and an Associate of Electricity. I have published several articles throughout my life and have many in print.

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Personal Finance > Mutual Funds Investing: What are bond funds?: 3 of 10
Bond fund is a name used to describe a type of investment company that invests primarily in bonds. These can be closed-end fund, or mutual fund investment. Depending on the objectives of the investment company they may invest money in government bonds, municipal bonds, corporate bonds, convertible bonds, or mortgage backed s... More..
Personal Finance > Managing Debt How to become debt-free in just a few years: 5 of 15
In order to become debt free you must be able to exercise self discipline and learn to control your spending. A lack of discipline and control over one's spending is the greatest reason for high debt in the first place. Many people try getting out of debt by refinancing their home or getting a second mortgage or line of cred... More..
Personal Finance > Retirement The benefits of a 401(K): 5 of 15
Most employers now offer the opportunity for employees to invest in a employer sponsored 401k plan. These 401k plans have six key advantages over other investment opportunities for employees. 1. The employee can choose how much of his/her paycheck to deposit in the 401k each pay period. There are no set limits to invest. Thi... More..
Personal Finance > Retirement Retirement: Why it's important to protect your financial future: 3 of 9
One of the most important things to do is to invest in your retirement even though it is often times the first missed step in a life of working. So many people when they enter the workforce feel that their needs of the moment are the most crucial. You remember those things, reliable transportation, clothing, housing, and cre... More..
Personal Finance > Mortgages & Home Loans Pros and cons of co-signing for a home as a couple: 2 of 6
Cosigning for a home as a couple has several pros and probably just as many cons. When you find that house you want to make a home you and your spouse may both be working in a very lucrative field. This means that together you make lot of money. Cosigning with you, you would be able to include your spouses income as well as ... More..
Home & Garden > Buying & Selling Homes Condominium basics: Who owns what?: 2 of 6
Ownership in a condominium can have its benefits. You would not normally have to mow your lawn or clean your pool and the like. However, it is not because you have that much respect. It is because you don't own any of this yourself. You actually own airspace inside the walls of your "unit". This is all you actually own. Sure... More..
Politics, News & Issues > Climate Change Exxon rep avoids arrest in Canada over climate policy: 1 of 3
The first thing we have to remember when it comes to any oil company or other business of this nature is that in their minds, "Profit's Rule". No matter if it is Exxon, Mobil, Shell or Texaco as long as there is a demand for their product the only thing that concerns them is profits. Sure they, as a business, put on a front ... More..
Politics, News & Issues > Climate Change Why the scientific community should work toward creating artificial ozone replacement: 1 of 3
As humans we put faith in the hands of others to be able to undo any mess we as a race get ourselves into. I am no different. I know that there are some scientists working on this. How do I know? Well, because they will make alot of oney if they can do it. We cannot put up a logical argument to not protecting the ozone. We a... More..
Computers & Technology > Business & Office Software Software reviews: Digital Canal (construction estimating software): 1 of 3
Digital Canal provides the best and most versatile home design software available. Using a variety of specialized programs the company is able to provide a full suite of design software to help create residential construction designs, visualizations, and estimates. There bid builder program has an Excel type interface with t... More..
Autos > Auto Repair (Other) Which antifreeze should I use: Red or green?: 1 of 3
The first thing to do when deciding which antifreeze to use is to consult your owners manual and read any specifications or requirements your auto manufacturer has put in place. Once you have done this you will find that there will be either red or green anti-freezes that are compatible with your car. From there it is just m... More..