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About me - Sheryl Spencer

I am a 48 year old woman, but still a true kid at heart. I can be serious when I want to be or have to be, but I'm always up for a good tickling or wrestling match, watching sitcoms or playing video games, or just being silly. Laughter is the best medicine

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Personal Finance > Smart Spending How to save money on gas
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There are certain steps you can take that will save you money on gas and with the price of gas nowadays, every little bit helps. One of the most obvious ways to save on gas is, well, taking steps to do it. That is, in walking more. Walking - Safety should always come first in choosing when and where to walk. With the crime r... More..

Personal Finance > Smart Spending How to cope with being flat broke
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You looked in your vehicle for spare change, you checked the couch cushions and even looked through the clothes in the dirty laundry for some of that elusive change, but sadly, you found none. Now you're seriously broke, and it aint no joke! Now, people might be advising you to budget, or maybe to keep better track of where ... More..

Food & Drink > Bread & Baking Recipes Recipes: Fast and easy cakes
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This is one of my favorite cake recipes that is quick and easy to make. Aside from the moist and delicious taste, the best part of all is with one simple variation of yogurt flavor (or by changing what you put on top of this after its cooled) you have a wide variety of cake flavors. Versatile Yogurt Cake 2 cups white sugar 1... More..

Personal Finance > Smart Spending Free samples: How to maximize opportunities for free stuff
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Does this sound familiar? You find a "Freebie" that you want, click on the link, only to discover that to get this so-called freebie, you have to satisfy the requirements for other sponsor's offers, which go on page after page after page, Frustrating huh? Well take heart, because the real freebies Are out there. You just hav... More..

Home & Garden > Gardening (Other) Guide to container gardening
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When you're planting a patio garden, one of the first things you start looking for is planting pots. So you trot off to your nearest garden center, or maybe look at various other retailers for some decorative new containers for your soon to be garden. But, before you start on your journey, how about thinking outside the box,... More..

Personal Finance > Smart Spending Little ways to earn extra income
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If you don't have quite enough money for the necessities in life, or if you do and want a little extra spending money, there's a few ideas you might want to try. With the hustle and bustle of lifestyles today, most people like the idea of earning some extra money in the privacy of their own homes. No bosses, no fighting traf... More..

Food & Drink > Bread & Baking Recipes Recipes: Donuts
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If you love the taste of doughnuts, but want to avoid the high calorie content or even just the hassle of deep fat frying, then this is a wonderful way to enjoy the taste without the trouble. Doughnut Muffins 1/3 cup shortening 3/4 cup white sugar 1 egg 1 1/2 cups all-purpose flour 1 1/2 teaspoons baking powder 1/2 teaspoon ... More..

Food & Drink > Beef, Pork & Meat Recipes Recipes: Meatloaf
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Meatloaf has been a staple dish prepared in many a household through the ages and is considered to be one of the "comfort foods" we still enjoy today. But, if you want to try something a little bit different, here's a new way to zest up a classic dish. (Side-note: If it seems that this mixture will be too runny, it won't be.... More..

Food & Drink > Bread & Baking Recipes Recipes: Banana bread
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For an old fashioned banana bread that is simple, yet simply irresistible, here's a recipe that won't let you down. Old Fashioned Banana Bread 5 large ripe bananas 4 eggs 1 tablespoon vanilla extract 1 cup shortening (I prefer butter flavored Crisco, it adds excellent flavor) 1 cup white sugar 1 cup brown sugar 2 teaspoons b... More..

Celebrations & Holidays > Wedding Budget Would you wear a pre-owned wedding gown?Smallicon
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At first, my response to this question was no, until I sat down and really thought about this. I was thinking that I wouldn't wear a pre-owned wedding gown unless it was handed down in the family, or from someone I knew. If my mother, grandmother, etc. had worn the gown and it represented cherished memories of a happy life (... More..

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