Articles written by Jack Thornton - Page 3

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About me - Jack Thornton

I am a 32 year old US citizen who enjoys learning and sharing what I have learned. This includes reading, writing, traveling, photography and leadership.

My degreed specialty is in Computer Information Systems, but I have studied a wide variety of topics including

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Personal Finance > Stock Market Diversifying your risk in the stock market: 8 of 27
Picture yourself back in 1997 with a few thousand dollars in hand that you want to put to work in the stock market. You pick a few tech stocks and watch them zoom higher and higher for the next few years until finally they all come crashing down, leaving you with less money than you started with. Quite a ride. I bet that isn'... More..
Politics, News & Issues > Political & Economic Theory Should the United States abandon the Federal Reserve?: 6 of 20
The Federal Reserve System in the United States has long been a supporter of our economy and helped to develop a lot of the mechanisms that are in place to attempt to regulate our massive economy. While it has not been a perfect institution, it is a significant part of the reason that the US has been seen as one of the best p... More..
Sports & Recreation > Hiking & Backpacking Wilderness survival: Finding water to drink: 4 of 13
The basic question of 'How to find fresh water to drink during wilderness survival' is better phrased as 'How do you avoid dehydration during a survival situation?' Minimizing the need for water does as much for staying hydrated as securing a source of fresh water.Water to drink is an issue in any environment, not just during... More..
Personal Finance > Retirement How to prepare for retirement: 13 of 42
Retirement is quite a contradiction of definitions, emotions, and meanings as you go from one person to the next. In some cases, it is the classic view of an endless summer spent on a beach as the reward for having worked hard for years. For other people, it is the ability to change what they are doing and to choose a job out... More..
Computers & Technology > Internet Software & Utilities Why you should backup important computer data regularly: 11 of 33
Do you have insurance on your favorite photos, financial records and most important documents? Millions of people keep these things, and much more, on their home computers. Tens of thousands of those computers become obsolete, crash-prone or simply stop working.Think for a few moments about what you would lose if something ha... More..
Personal Finance > Bonds Why bonds fluctuate in value: 7 of 21
Bonds are the poor sibling of stocks for many investors. We ask for stock tips and hot stocks but you never hear about somebody offering bond suggestions at a cocktail party. Financial websites like to tout how much better stocks have performed long term compared to bonds and cash.Due to all of that, bonds are much more of an... More..
Personal Finance > Managing Debt Should third party collection agencies be legal?: 3 of 9
Third party collection agencies are among the most reviled financial organizations in our modern world. Just a step up from loan sharks in many people' minds. Some of them have truly earned that reputation.From the verbal abuse to the excessive calls to downright illegal threats that are made, there are atrocious collections ... More..
Personal Finance > Credit Cards How to eliminate credit card debt: 21 of 61
When the siren's call of 'Spend, Spend, Spend' is met with the battle cry, 'Charge It! Charge It! Charge I!' the consumer will find themselves sinking more and more into debt. Eventually it has to end.For those consumers who are not able to decide that for themselves, the credit card companies will eventually make the decisio... More..
Society & Lifestyle > Personal Morals & Values Volunteering: 8 of 23
If there is one thing that has changed my life more than anything else, it is volunteering. No matter what the reason I started with each of my volunteer positions, I have always felt good, met great people, and received more than I ever expected from the experience.From a young age, I learned that volunteering - whether it w... More..
Personal Finance > Budgets & Saving 7 tips on saving money: 54 of 151
"I can't be out of money. I still got checks!"For anybody whose bank account just barely stretches from paycheck to paycheck, saving seems as difficult as emptying the ocean with a spoon. For the majority of us who have not resorted to the strategy above, it is certainly doable. Here are a few tips to help you along.DO NOT BO... More..