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About me - Jeanie Pitner

For the high school graduate or young adult in your life! Now Available at www.amazon.com or www.booksurge.com

The Basic Guide to Living on Your Own, A Beginner's Handbook about becoming self-sufficient. Handbook is a self-help beginners' financial handbook

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Health & Fitness > Exercise Tips How to turn housework into a workout
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Think housework does not burn any calories? I used to think that way until I found out that just by making the bed everyday I was walking an extra four miles a year. Wow! Isn't that is great news, an extra four miles a year just by making the bed! No one likes to do household chores, but doing housework can help us burn calo... More..

Arts & Humanities > Colonial & Early American What was the Boston Tea Party?
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One might think that the Boston Tea Party was about tea, but that is not exactly the case. The Boston Tea Party was about taxes, a tax called the Tea Act. This act put the tea trades under control of a single British Company. Much like the way we pay taxes to our government today many products we buy have taxes built into th... More..

Personal Finance > Budgets & Saving 7 tips on saving money
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Saving money takes practice and discipline, but you can do it and in the long-run you will be happy you made the choice. Following is a few tips on how to save money, but it is really up to you. One way to save money is to change your cable program package, ask yourself, do I really need all of these channels? Maybe a better... More..

Personal Finance > Managing Debt Debt: How much debt is too much?
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How do you know how much debt is too much debt for you to handle? Myself personally, I don't like debt at all, but that is just me. But my general rule of thumb is that you never want to have more monthly debt then monthly income with some income leftover. When discussing how much is too much debt, it is important to remembe... More..

Personal Finance > Taxes How to avoid being audited by the IRS
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There are different reasons why a person might be audited by the IRS, surprisingly a person can even be audited if someone calls the IRS and makes a false claim against you. The good news is, basically, the odds that your return will be audited is determined by the DIF also known as the discriminant function formula. This is... More..

Health & Fitness > Autism Should autism be considered an epidemic?
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It is hard to say if autism is an epidemic however it is widely known that the number of children diagnosed with autism has increased over the years. Autism was first diagnosed in the 1940's as a brain disorder marked by the disregard of reality that usually appeared in a child's beginning three years of life and possibly la... More..

Relationships & Family > Marriage & Intimacy Tips for revitalizing a boring sex life
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Being bored with your sex life may be a sign that you need to change your attitude. We live in a world that makes it easy to take each other for granted. One reason is because of the hectic life we lead, which has left no room in our lives for sexual intimacy and more often than not, we carry that stress into the bedroom wit... More..

Creative Writing > Poetry Poetry: Remembering
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The Bedroom From the bed I sit and look out the huge windows, pretending that I am sleeping outside. I am brought back to reality with the sound of a passing truck's air brakes on the road below. Now all I see is the window but not outside as once before, but a bedroom covered with nick knacks and my husbands many models. Hi... More..

Personal Finance > Managing Credit Bad credit: Now what?
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You have fallen into the trap of easy credit. Now days it is much easier to get credit than in years past and we live in a society where even our teenage youth is given an opportunity for credit. It's easy to understand how it happens, when you are coming into your own and the first time one of those applications comes in th... More..

Personal Finance > Managing Credit How to understand the components of a credit report
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You just applied for a loan and the loan officer mentions that they need to run a credit report and will provide you with a copy of the report, but this is your first time and you feel a little apprehensive. Not to worry, a credit report is a gathering of all of your credit history that is obtained from the consumer reportin... More..

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