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Jobs & Careers > Layoffs & Firings 10 things that will get you in big trouble at work
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Here is a list of the top 10 things that would get you seriously reprimanded or fired from work:1. Repeated incompetence. If there's something you don't know, and need to know, you should take steps to learn it immediately.2. Sexual harassment. A big no-no, but some firms will look the other way more than others.3. Stealing. ... More..

Pets & Animals > Dog Training The benefits of humanely crate training your dog
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Crate training has long been recognized as the preferred method for both potty and obedience training with dogs. From personal experience, it has been invaluable in training my out-of-control terrier mix not to soil inside my apartment and to keep her from destroying items around the house while we are not around.In simple te... More..

Pets & Animals > Dog Breeds The best dogs for apartment living
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If you live in an apartment, no matter how big or small, the decision to buy or adopt a puppy should be carefully considered based on the best interests of the dog and his/her expected lifestyle.There are a number of choices as far as breed. Obviously, smaller dogs will generally have an easier time getting around an apartmen... More..

Personal Finance > Taxes Income tax tips for first-time filers: The W-2, your first step
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The W-2 income tax form is a reporting form used by employers to indicate to you, the employee, and to the tax collection agencies, your earnings and tax activity for the past year with that employer. All employers are required to send out W-2 forms by the end of January, and if you do not receive one, you should contact you... More..

Education > College Study Tips Steps to improving your grades
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Wanting to improve your grades is a very good thing.It indicates care about your education and the desire to excel at whatever you're pursuing.Here are some unique perspectives to consider if you're trying to get better grades and haven't been successful.WHY DO I WANT BETTER GRADES?First and foremost, you must reflect on why ... More..

Personal Finance > Taxes Why tax refunds are bad
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Tax refunds are bad because of the simple financial principle of time value of money, i.e. "money now is better than money later." Although a tax refund may have a great psychological feeling of a year-end bonus, it is nothing more than the government returning money that belongs to you in the first place, money that they (n... More..

Personal Finance > Credit Cards Advice on credit card balance transfer
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Balance transfer offers these days seem like the perfect opportunity to consolidate debt and reduce or eliminate interest charges on your credit card debt. But beware of your reasons for transfering balances. Many fall into the trap of consolidating balances, only to find that a credit card they paid off fills up with a new, ... More..

Personal Finance > Managing Debt Keeping track of your debt
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Experts agree that keeping track of your weight is a key ingredient to weight loss. Similarly, keeping track of your debt is one of the most critical steps in starting and maintaining a debt-reduction program. After all, if you don't know where you are - how will you know where you're going, and how far away you really are? E... More..

Personal Finance > Student Loans How to lower your already consolidated student loan rate
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Student loans have the benefit of existing with an already low interest rate to attract students of all financial abilities. Unfortunately, the loans typically come with a given interest rate, and once consolidated, the new loan's rate will become a weighted average of all the loans combined. There's practically nothing you c... More..

Personal Finance > Financial Planning How to simplify Quicken categories
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The invention of the computer has enabled an increase in efficiency and ability when it comes to managing our personal finances. Quicken by Intuit, and its counterpart, Microsoft Money, are the two leading personal finance software platforms, and have gone through years of development and revisions to make them outstanding fi... More..

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