About me - Thomas Purcell

Tom was born in Yonkers, NY and  moved to Arizona after college in 1994. after being a top agent for NY Life Insurance. He decided to become an independent broker  in 2005 (Lotusbenefits.com) and is now a successful enterpreneur and author of the

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Politics, News & Issues > US Law & Justice (Other) Is the United States becoming a police state?

Homeland Security Chief Janet Napolitano was in Brussels in January, 2010, on a week long worldwide trip on security; discussing better ways to investigate and enforce new laws and regulations governing the use of chemicals and everyday solvents in the United States.  Someone should inform Ms. Napolitano, that our count...

Religion & Spirituality > Self-Awareness & Realization Is it possible to live without regrets?

Yes, it's possible to live without regrets, but you have to approach life with some sort of plan, or model. Most people ask how- well, here are some basics, that everyone can work toward and life that life of no regret. Get a good job, but upgrade your skills through training or education to make yourself more valuable to yo...

Politics, News & Issues > US Immigration Illegal immigration: Should states take on the burden of enforcement?

Here in Arizona over the last few months, there have been several articles about the troubles along the border.  It wasn't until the follow up article regarding smuggling operations being set up in this area that I became truly concerned however. These are permanent bunkers built by illegals who are bringing drugs, huma...

Politics, News & Issues > Politics, News & Issues (Other) Should the federal government give assistance to American auto makers?

I was reading the other day about what cars are still selling for GM. Turns out it's Cadillacs, big GMC trucks, the new Camaros, and ultra high performance and specialty Corvettes. In some models, they are getting over sticker for these cars. Now, to hear the Administration tell it, you would think these were the cars that p...

Health & Fitness > General Health (Other) Should the government pay for basic health care?

In these times of governmental policy shifting to the left, I think it is time we all set the record straight about what our country is all about. The recent moves toward socialization of our health care system, the increased burden of taxation, and the dismantling of our financial and industrial base, have been justified as...

Politics, News & Issues > News Industry How the media is going out of control

In the last few years the political pendulum of right vs. left has been swinging farther and farther to each extreme. Groups like Move-on.org, and the religious right are becoming more the mainstream viewpoints of both the right and left wing politics in this country. But that isn't the driving force in political thought now...

Personal Finance > Life Insurance Basic guide to life insurance

The primary reason you should consider life insurance in your financial plan is to provide money to your surviving heirs in the event of a premature death. Let's look at a few basic questions: 1. What is life insurance- exactly? A Life insurance policy is a trust agreement between and insurance company, an insured and a bene...

Personal Finance > Stock Market FTC crackdown on blogs

The White House once again has been banging the drum to silence the free speech of bloggers on the Internet. Most people pay little attention to what is being said on this issue, but I can tell you, that the message of censorship is probably the most serious threat to American liberties in many years. People who blog as a ho...

Travel > Air Travel & Airlines Has the TSA gone too far with invasive pat-down procedures?

The story of the intrusive searches by the TSA at airports continues daily, as more and more people grow disturbed with the specter of living in a police state; but many are missing the more important issue.  The President yesterday issued a brief statement about the growing controversy, saying 'their really w...

Politics, News & Issues > US News The political implications of the Arizona shootings

There has been quite a bit of discussion in the media in the last few days about the nature of political argument in this country; most of it has been critical of political commentators and leaders that represent political thought of the right wing and conservatism. The left is categorizing legitimate political discourse as ...


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