: About Me

Reading, writing, and surfing! It's a simple life for me! I joined helium for quality content to read and the opportunity to showcase my own writing and idea sharing.

I hope that you will enjoy my perspective on the topics that I choose to write for; and I hope that you will help me to improve as a writer by sharing your feedback.

Thank for your time.

My passion is ...

animals

I know too much about ...

frustration

My parents always told me ...

I was not born in "my" right time

My childhood ambition ...

was to be a famous singer

My favorite memory ...

Christmas 1996-meeting an angel

Why I write ...

I have so many ideas going on in my head and I love to share

What I am reading/watching/listening to ...

Janet Evanovich; The Last Lecture; The Gift of Fear

My first job ...

babysitting

My best moment ...

a thank you from my best friend

My inspiration ...

my mother, quiet determination

Personal Finance > Credit Cards Credit cards: How to ask for and get a lower rate on your high interest credit card

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You have been down this road before. This time it is going to be different because you have practiced. You are going to get what you want without losing your cool or spending half the day on the phone. You are going to call and get the rate you deserve. The first thing you are going to encounter is the VRU (Voice Response Unit). This is enough to unnerve anyone. The trick is the pound sign. No, not pound the phone to bits. Pound, or the # key, is usually not an option in most VRU's. Selecting pound several times in succession usually gets you through most annoying prompts, and puts you in ...

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Writing:

• Marketplace Approved Writer
• Helium Charter Member