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About me - Tom Koecke

With thirty years experience in consumer finance, having raised two daughters as a single father, and trying desperately to get through my second childhood, I bring two things to the table when I write: an overload of experience, and a sense of humor!

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Jobs & Careers > Starting Out The link between a degree and a better job
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An obvious link between degrees and better jobs is the frequency of jobs advertised requiring degrees. Some of the job offers may consider experience in lieu of a degree, but many of the offers do not make such allowance. However, for the person starting out who has no experience, an allowance for experience is not opportuni... More..

Jobs & Careers > Employers Commentary: How our entire economy is being outsourced
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Ricardo's theory of free trade is mathematically sound and a valid concept for increasing wealth of each trading partner. On economy level, if two countries each produce two items, but both could produce more of one, both economies will benefit by each country producing one and trading what it produces for what the other cou... More..

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