With thirty years experience in consumer finance, having raised two daughters as a single father, and trying desperately to get through my second childhood, I bring two things to the table when I write: an overload of experience, and a sense of humor!
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+ more bio informationThe concept of minimum wage is to protect unskilled employees from employers who might not otherwise pay that amount. It was established so that workers would be paid enough to have a chance to survive. The federal minimum wage is $5.85 per hour. Many states have minimum wage laws that require employers to pay more than the ... More..
When we think of the injustices Dr. King suffered for the cause of equality, it does not compare with the injustices Malcom X endured simply because he was Black. Both Dr. King and Malcom X spent time in jail. Dr. King was jailed for organizing civil rights protests. He was fairly well known, which lent his face to injustice... More..
It is a shame that words change so much in meaning over time that we do not recognize that which we recite from rote, and which has such a nice marketing ring to it, without knowing what we are saying. In a world in which 'hot' means 'cool,' and both really mean 'popular,' there is probably not much thought given to the corr... More..
Most of America's First Ladies are known only because of their marriage to a president. For nearly two centuries, Abigail Adams alone held the distinction of also being a First Mother. Barbara "Babs" Bush joined her with that distinction when her son, George W. Bush, was inaugurated as president in January 2001. Though the d... More..
Homer Plessy looked like an average white man, but he was part of a conspiracy to challenge Jim Crow laws that relegated Black people to second-class citizen status. Once he was seated with his first-class train ticket that day in June of 1892, he told the conductor that he was one-eighth black! It worked! The US Supreme Cou... More..
At the risk of disappointing any admirers who may from time-to-time fantasize about me, I have a girlfriend. Neither of us has much money, so, between us, money is the least important. We both are human, but the character of our friendship is important to both of us. She certainly is beautiful in my eyes, but I believe the f... More..
Of course pennies are worth the same as before! Worth is best thought of as its component parts. In the case of a penny, it is a mining, smelting, and minting process which results in a coin bearing the value of one one-hundredth of a dollar. The purity of the alloy, and the weight of the coin, are the same as before. There ... More..
If there is anything we should learn from history, it is that we have not learned from history. In order to pass a test, children are taught that the correct answer to the question "Who discovered America" is "Christopher Columbus," leaving those who may question how Columbus possibly discovered inhabited land with the quand... More..
Every February children all over this great land learn about Black History, because we dedicate that month for that purpose. Some people question whether it is right to do so, claiming it is right to teach Black history merely as history. Others question if it is important to have Black History Month, claiming it is better t... More..
If this debate were under the subject of Mathematical Probability, then the answer would be that community order and law should prevail. Whenever the interests of a group of people are pitted against the rights of one, the group should prevail because there are sufficient numbers to force the order and law upon the individua... More..
Tom Koecke
Tacoma, Washington US
Articles Written: 143
Writers Invited: 3