Articles written by Marc Phillippe Babineau in Personal Finance

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About me - Marc Phillippe Babineau

Hi there! I am Marc Phillippe Babineau, a Maritimer by birth and in heart (Canadian), and I was a Senior Technical Writer and Training Specialist for Atlantis Aerospace, in Brampton, Ontario. Here, I wrote technical manuals and wrote and taught training platforms

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Personal Finance > Managing Credit How to build your credit: 2 of 29
How to build your credit is quite easy, as long as you are willing to pay a little extra interest to your banking institution. The more credit you use, the more credit you will be offered, and as long as you keep a tidy sum in the negative balance, more and more credit will be granted to you. Many credit card companies will s... More..
Personal Finance > Real Estate Property values: Have they hit rock bottom?: 1 of 11
Just how low can housing prices go, and when will they turn around. If anyone had those answers, they would be the next Warren Buffet or Donald Trump in waiting. When considering housing prices and how low they can go, you must also consider location. A foreclosed $1 Million USD home if Hoboken, New Jersey will sell for a lot... More..
Personal Finance > Smart Spending Little ways to earn extra income: 5 of 36
During today's global economic meltdown, people are having even more of a hard time finding ways to make ends meet, let alone buy themselves something that they want or need. People just do not have the disposable income to purchase non-essential items with these days, unless they have strong job security, like in a union set... More..
Personal Finance > Auto Insurance How to compare and buy car insurance online: 1 of 5
Knowing how to compare and buy car insurance online will make for a stress-free, easy environment for buying car insurance, and provide you with estimates from as many insurance companies as you see fit, or until you find the perfect fit. When shopping for car insurance, there is no longer a need to leave the home, or to make... More..
Personal Finance > Home Insurance Think switching your home insurance company is complicated? Think again: 2 of 9
Some people are fortunate to have found the right insurance company for their needs, and at rates that are extremely competitive in the insurance market. However, many other people, most who are on their first homeowner's insurance policy, shudder when they hear of the lower rates that their friends and loved ones pay for ev... More..
Personal Finance > Home Insurance How do I know I have the right amount of homeowner's insurance?: 4 of 16
Having adequate insurance is one way to obtain a peace of mind, insofar as you can lessen your worrying about protecting all of your investments, properties and family members. When we ask ourselves how do I know if I have enough insurance coverage?, what we really want is assurance that if we die, or are involved in an acc... More..
Personal Finance > Budgets & Saving How are people in your part of the world coping with the rising food prices?: 8 of 29
War, huh, what it is a good for? Absolutely nothing! Say it again! (Bruce Springsteen, "War"). Well, one thing that war is good for is rising costs in every other sector of life. Governments need to pay billions and billions of dollars a year on their military when at peace, and that number multiplies significantly when at wa... More..
Personal Finance > Home Insurance Liabilities: Top five danger areas around your home: 8 of 26
Home ownership carries with it more than the financial freedom, there are mortgage payments, land taxes, and the maintenance and upkeep associated with aging houses. There are also the joys of investing in your own future, paying towards home equity instead of paying someone else to live in their home. However, home ownership... More..
Personal Finance > Insurance Basics How renters insurance can provide peace of mind: 10 of 20
For anyone who lives in a rented house or apartment, having renter's insurance provides the tenant with more than just the security that knowing that if anything happens to their belongings they will be replaced. If anything happens to the apartment, like a fire, then the tenant is given a place to stay until they can find s... More..
Personal Finance > Home Insurance Determining how much renter's insurance you need: 6 of 12
Renter's insurance provides tenants with peace of mind. Renter's who travel leave their belongings behind as they fly or drive around for days or weeks at a time. With an insurance policy, the renter does not have to worry about their unit, or their belongings, because if anything happens, like a fire or theft, then their bel... More..