: About Me

I am the President of a small financial planning firm in New Jersey. We focus on personal planning, consisting of insurance and investment management, and business planning, consisting of employee benefits management.

My personal experience in the insurance and financial services industry includes representation of multiple insurance carriers and mutual fund companies, as well as countless consumer educational presentations on various aspects of financial living.

My dedication is to providing my clients with the necessary information to make educated and informed decisions regarding the safety of their financial future, and I am confident that I possess the necessary skills and abilities to effectively assist with any area of their financial life.

If you have a question or concern with which you would like my assistance, please do not hesitate to contact me directly at "anythingneededfinancial@hotmail.com".

I know too much about ...

being the wrong guy in the wrong place at the wrong time.

My inspiration ...

the spark in my son's eyes every time he realizes something new.

Personal Finance > Health Insurance Your rights under job-based health coverage

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Those employees working for a company that offers a group health insurance plan should be aware of the key points regarding that employer's responsibility as it relates to the health insurance policy. There are minor differences that may exist from one state to another, but for all intents and purposes the rules are the same. Employers will usually only make the health insurance benefit available to their full-time employees, which leaves the part-timers high and dry. In fact, there have been a number of companies that were prosecuted for purposely limiting the work time for their employee...

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