Articles written by JQ Adams - Page 4

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About me - JQ Adams

I'm just an 18th centruy statesman who loves to help others be better stewards of their lives.

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Autos > Engine Repair Preparing your car for the winter: 1 of 12
If you live in the northern part of the United States or all of Canada, you know that winter driving can sometimes be a dangerous experience. Most of the time, the roads are cleared off and everything is fine, but if you find yourself traveling through the middle of a nasty winter snowstorm, you could be in for trouble. The w... More..
Personal Finance > Investing Basics Investing ideas for the little guys: 1 of 12
One of the reasons that many stay away from investing is because of the fear of the unknown. They are not familiar with it, so they stay away. For others, the only investing that they do is via their 401k plan provided by the company in which they are employed. Enter the world of investing in mutual funds through what is k... More..
Celebrations & Holidays > Gift Advice Is giving really better than receiving?: 7 of 78
The United States as a whole is one of the most generous in the world, not because of large corporate checks or government sponsored aid, but rather because individuals take some of their hard earned money and contribute it to a worthy cause, whether it be helping those in need, working to cure a disease or promoting awarenes... More..
Personal Finance > Smart Spending How to quit spending more than you make: 3 of 33
Do you find yourself reaching the end of the month with less money than you want (or need) to handle all of your living expenses and bill payments? Maybe you've got just enough to pay for all of that, but never anything more for entertainment or a few "extras" The problem is most likely that you're spending more than you make... More..
Personal Finance > Credit Cards Credit cards: Dirty little secrets: 1 of 11
The idea of a credit card is a peculiar notion that has only come about in the last fifty years. Instead of paying for purchases with wealth that we already have, we are now borrowing money for every day purchases, even things as quick trip to McDonalds or a bottle of pop from a vending machine. Debt has become a societal nor... More..
Education > Primary School Issues Saving money on school supplies: 1 of 11
The start of school is still a few weeks away for most kids still loving summer break, but already the aisles at the store have begun to fill up with tons of backpacks, notebooks, and other supplies. While all that shiny new stuff can be so tempting, when times are tight as they are for so many families these days, it is much... More..
Personal Finance > Retirement Why planning for retirement is important: 1 of 11
Most people retire with less than a year's worth of income in their savings accounts and investments. They never get around to planning for their later years, spend all that they make and think nothing of it until age 65 comes around. Senior citizens have to try to make due on their meager Social Security checks or work a par... More..
Personal Finance > Personal Loans Alternatives to personal loans: 1 of 11
When most people are short on cash and need a few hundred to a few thousand dollars, they walk down to the local bank and try to persuade the loan officer to give them a loan. If the consumer doesn't meet the bank's cookie-cutter standards for who can get a loan, they're rejected and the person's just out of luck. Those who d... More..
Home & Garden > Buying & Selling Homes Selling your home: Renovate or not renovate?: 1 of 11
While most people dread the thought of moving, the reality is that at some point there is a likelihood you will sell your house at some point due to lifestyle changes, job changes, or for downsizing purposes. Whatever the reason, you will always want to be prepared should that day come, especially if you plan on doing a bit o... More..
Home & Garden > Buying & Selling Homes Tips to help you sell your home: 4 of 40
Because of job-losses and untenable adjustable-rate mortgages, many consumers that previously thought they could afford the home that they bought are realizing that they can no longer to keep the home that they own. Many people in this situation have decided to put their home on the market and attempt to sell it. Unfortunatel... More..