I'm just an 18th centruy statesman who loves to help others be better stewards of their lives.
+ more bio informationCredit card companies have rightfully gotten a bad rap for having very confusing terms and conditions in their card-holder agreements and charging inappropriately high interest rates for just about any reason they choose. Many credit card companies adopted universal default provisions which allowed them to raise your interes... More..
When it's time to start adding employees to the staff of your small business, it's time to stop and celebrate the fact that your company has grown. It's also time to make sure that you understand the right way to screen applicants for the positions available in your organization. You'll have to make several decisions about y... More..
There are a number of reasons why buying a used car makes more sense than buying a new car. I'd say just about everyone has heard the discussion about how much value a new car loses the second you drive it off the sales floor. Plus- there are many people who don't want to take out a loan to buy a vehicle and would prefer to ... More..
Happiness is a state of mind. People can choose whether to be happy or not. It's a feeling that radiates through your entire being but there are so many events in life that have the potential to strip away our happiness (if we let it). That's not to say that you could be 100% happy all the time, but you can do a number of th... More..
One of my favorite television shows of all times is most definitely the Simpsons. During one of my many late night blogging sessions, I decided to put in one of the Simpsons episodes that I've taped throughout the years. In this episode, Marge had written a novel, and Homer refused to read it. When Marge questioned him about... More..
Over half of all new marriages that are formed in the United States will end in divorce today. With odds like that, it makes sense that engaged couples should do everything they can ahead of time to make sure that the "D" word, doesn't happen. Since the number one cause of divorce in North America is money fights and money p... More..
With the holiday spirit already starting to flow and it is just now Halloween, many people will feel a bit put out that their strict budgeting does not allow for making charitable donations to the Santas at the mall or on the corner. Passing up a Salvation Army bucket seems scrooge-like and you feel bad just walking by. Ther... More..
The airlines are not showing any signs of slowdown with continuing to hit travelers with additional fees for items that were once free. Even for those frequent fliers who have earned miles and the benefits of free tickets, this advantage is becoming no more. This week alone, JetBlue announced with much criticism its new char... More..
With the cost of gas, airline tickets, and family budgets tightening, vacations may begin to seem like luxuries of the past. Fear not, Families! There is a low-cost, family friendly alternative that will not only get you out of the house for a few days; it can also bring you and your family closer together for some good old ... More..
If you live in the northern part of the United States or all of Canada, you know that winter driving can sometimes be a dangerous experience. Most of the time, the roads are cleared off and everything is fine, but if you find yourself traveling through the middle of a nasty winter snowstorm, you could be in for trouble. The ... More..
JQ Adams
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