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About me - Ann Albanese

For the past seven years I have written and edited copy for more than 5,800 websites and have a number of satisfied clients. I have written many informative, humorous, legal, financial, retail sales, mortgage and real estate articles, as well as marketing

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Business > Small & Home Business The home-based business movement
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Home-based businesses are rapidly becoming a widespread phenomenon in the United States and around the world. Home-based businesses are just one segment of the huge and growing work-at-home industry, which also includes: corporate employees who regularly bring work home; telecommuters; moonlighters' - people who work full tim... More..

Personal Finance > Student Loans Student loans: What are consolidation loans
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Just a few short years ago, most Federal student loans had variable interest rates. If you have an older loan, your rate is likely variable. Interest rates have fallen dramatically over the past couple of years and today, having a variable rate is not the best type, as your monthly loan payments can go up when these rates sta... More..

Business > Small & Home Business Ideas for running a home business
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People always tend to wonder if there is a magical secret to making money with a home-based business. We see some people who work from home and claim to make a lot of money. Can anyone make that happen? I believe that they can. There are two essential ingredients to working from home successfully-a good attitude and a whole l... More..

Law & Legal Information > Lawyers & Legal Advice Tips for drafting a will
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Do I really Need a Will?A will is a declaration stating how your property will be distributed after your death. As part of the will, you nominate a person to act as your personal representative. If you die without a will, the state you live in will decide who gets what, without any regard to what you might have wanted. Intest... More..

Business > Sales How to cold-call effectively
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MLM marketing requires no special skills or gifts. You need no college degrees, nor inside connections. You don't even need that much money. But one thing you do need is strength of character. To make it "big" in an MLM business, you will have to work really hard. Often, you must go without pay, and yield up your last ounce o... More..

Personal Finance > Student Loans Student loan debt consolidation
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Reports show that the total annual cost of tuition and fees for private and public four-year institutions has risen between six and nine and a half percent each year over the past few years. The cost of a college education is very high and many people are turning to student loans to help get them through. The problem is that ... More..

Business > Small & Home Business Tips for filling out business grant applications
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Each year the federal government gives away money to over a 1,000,000 entrepreneurs to start or expand a business, 4,000,000 individuals to invest in real estate, 6,000,000 individuals to attend college or other educational institutions and to 10,000,000 individuals to get free help and training for a better career. Once you ... More..

Business > Small & Home Business Home business and taxes
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Home Based Business Opportunity Tax AdvantagesStarting a home-based business opportunity will allow you a lot of tax advantages. Your experience as a taxpayer will change dramatically. Fundamentally the tax system of the United States recognizes that the business of Americans is business and more and more people are pursuing ... More..

Sciences > Physics Exploring levitation
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Understanding LevitationThere are so many stories about people who have the ability to rise into the air. Some have been said to be blessed and others were possessed. Levitation is a phenomenon of psychokinesis (PK) in which objects, people, and animals are lifted into the air without any visibly physical means and float or f... More..

Travel > United States Massachusetts: The Best Tourist Spots
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As one of America's oldest cities, Boston is rich with economic, immigration and social history. Home to the famous "Boston Red Sox" and the Boston Celtics, the Boston Common and more, Boston offers a variety of attractions and historical sites that are sure to pique the interests of many and satisfy much. Beantown is famous ... More..

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