Articles written by Channing Merced

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About me - Channing Merced

I am still trying to figure out a career and a place in the world for me. I thought I would test out this site to begin pursuing my one true dream-to become a writer. So, basically I am here to practice.

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Personal Finance > Stock Market Getting started in the stock market: 4 of 23
You need three things when investing in the stock market: knowledge, money, and a lack of fear. As you gain more knowledge you will have the ability to gain money and your fear will soon subside. The only thing I can give you is knowledge-the rest is up to you. In this article I will give you information on how to pick a good... More..
Politics, News & Issues > Energy Issues How to save on lighting: 4 of 19
Here are 10 tips to save up to 80% on your lighting bill.1. Use fluorescent bulbs versus incandescent. They are four times as efficient and last 12 times longer.2. Place one light on the ceiling in the center of the room versus a lamp in the corner. This uses less wattage because light is not bouncing off the ceilings and wal... More..
Politics, News & Issues > Energy Issues How ceiling fans can help you save money on your summer electric bill: 3 of 12
Box window fans are actually more effective at cooling down your house. All ceiling fans are doing is recirculating the air inside your house. They do not make the air cooler. If anything it is getting hotter from the electric motor in the fan heating the air. The reason it may seem cooler while standing under a ceiling fan ... More..
Creative Writing > Memoirs Memoirs: Childhood memories: 85 of 308
When I was ten I was fascinated with my future. My mind was constantly spinning one story after another that would, I was sure, end up being the story of my life. I imagined I'd go to college, get married, and become a famous journalist or newscaster. One day I would be interviewing people like David Letterman and Kirk Camero... More..
Education > College Courses & Majors Deciding if a business degree is right for you: 11 of 39
Are you passionate about business? Do you enjoy talking about money? Would you like to be rich. Here are a few questions you should ask yourself to see if a business degree is right for you.Do you have an aptitude for math (Basic Accounting skills such as addition, subtraction, multiplication, and division)?Do you enjoy worki... More..
Computers & Technology > Smartphones & PDA Phones How the Apple iPhone is leading the way in the smart phone industry: 5 of 10
First of all the cell phone industry is the largest, fastest growing industry there is. Think about it for a second. 40% of Americans can't afford homes, but every one has a cell phone. People can't afford a car, but everyone has a cell phone. People can't afford a laptop, don't have a job and are defaulting on there credit c... More..
Personal Finance > Stock Market Subprime lending crisis: Are bank shares a buy?: 4 of 8
Yes! Bernanke will bail out the banks. Also at some point these stocks as well as realestate will be a buy again. Remember what goes down must come up. Besides if the banks go bankrupt there will be nothing left of anything.An unfortunate side affect of Bernanke's pandering to foolish Americans fiscal irresponsibility, is the... More..
Personal Finance > Stock Market Investing in the stock market: 21 of 40
The Stock market works like any other market. Let's take the grocery store for instance. All items are based on supply and demand. When you go to Ralphs and buy a candy bar it will cost you seventy nine cents. If you go to Disneyland it will cost you three dollars for the same candy bar. Why the difference? Supply and demand.... More..
Personal Finance > Stock Market Effects of the housing market on the stock market: 4 of 7
We all know that mortgagees take about 50% of our income. We also know from 2001-2007 housing prices tripled We also know that housing is down by 50% in 2007-2008. Basically put everyone who bought a house in 2004-2007 just lost 25% of their income for the next ten years. Now if those people foreclose the banks take that loss... More..
Creative Writing > Poetry Poetry: Love expressed: 417 of 719
Wanting waiting loving hateingWhen will I see you when will we meetBroken hearts bruised feet More..