Articles written by Diane Palmer - Page 5

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About me - Diane Palmer

I am Diane Palmer, and live in Ontario, Canada. I have been in the arts and crafts business for over 15 years and love creating by night and by day I am a book keeper!

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Creative Writing > Reflections Reflections: Managing our finances the old-fashioned way: 3 of 8
When I was younger, I used to see my mom going into her dresser and organize envelopes. I asked her one day what she was doing, and she said "her finances". When my dad and her got paid, she used to take out the cash she would need for the next two weeks, and she had separate envelopes set up for her expenses. There would be... More..
Health & Fitness > Exercise & Weight Loss Good workouts for blasting bellyfat: 8 of 21
Here is a great little workout, if you are stuck at a desk most of the time, like me. Sit up straight in your chair, and hold the edges with your hands, then slowly lift your feet off the ground, you will instantly feel this in your belly. Do, this a few times over the day, or as part of your stretching. You should stretch a... More..
Creative Writing > Reflections Reflections: Family stories and memories: 80 of 204
I was born in 1958, I was the oldest of 4 children. My earliest memories, were of our house, that was in a brand new subdivision, built in 1959 for all the new young families in the area. It looked like acres of rectangles, but it was heaven to me at the time! What I remember the most, is that there were always kids to play ... More..
Personal Finance > Personal Loans Loans: What to do when friends and relatives don't pay you back: 12 of 30
You should first consider why they asked you for a loan in the first place. Do, they have bad credit?.. were they refused at the bank?.. are you their last alternative?. Do, they have bad credit because they don't make timely payments?. If you know all of this upfront, then it really is your own fault if they don't pay you b... More..
Personal Finance > Managing Debt Tips for negotiating a past due bill: 2 of 5
Communication, is still one of the best ways to deal with a past due bill, or creditor. As a book keeper myself, working for a local electrician, the biggest fear we have, is NOT hearing from the customer, especially after sending numerous statements, and the bills become past due. I know as a customer who can't pay right no... More..
Personal Finance > Personal Finance (Other) The link between money and happiness: 21 of 52
Personally I don't think the link to happiness is money itself. I believe the link to happiness, is to be "debt free". Lets face it, it would be great to make more money, but in the end our expenses tend to rise to meet our new income, and have you ever noticed, that if we have a small windfall of money, or we get a nice tax... More..
Personal Finance > Financial Planning Teaching kids about money management: 20 of 49
One of the best ways to teach kids about money management, is to start them with an allowance. The rule of thumb, is to allow one dollar for every year of age per week. Example: If your child is 8 years old, then they would receive eight dollars per week. This also depends on your family situation, and this is your decision.... More..
Business > Small & Home Business When starting a home business is a bad idea: 12 of 28
Starting a home business is not for people who need structure and a regular paycheck! If you need to be around people, talk to people at the water cooler, get into debates at work, love what you are doing, meetings and have scheduled breaks and working hours, then starting a home business, may not be your cup of tea. If you ... More..
Personal Finance > Financial Planning The basics of financial planning: 11 of 25
Financial planning scares many people, visions of a sea of papers, stock market tips, interest rates, budgeting, and poverty usually come to mind. But it doesn't have to be that complicated. You just need to allow yourself some "stress free time".. and sit down with a pad of paper and pencil and you are already on the road t... More..
Health & Fitness > Weight Issues Why scales undermine weight loss: Destroy the scale!: 4 of 9
I hate the scales! Strong word, yes I know... but in all reality, they will quite often determine how a girl's day is going to go. Have you even noticed the mood you are in, if that morning you weigh yourself, and you are up a pound or two?.. never mind the fact that you just drank a pot of tea, and that could be temporarily... More..