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About me - Diane Palmer

I am Diane Palmer, and live in Ontario, Canada. I have been in the arts and crafts business for over 15 years and love creating by night and by day I am a book keeper!

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Personal Finance > Managing Credit & Debt (Other) Teach your kids how to avoid the debt trap and build real wealth
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One of the best ways to teach your kids about money, is to give them an allowance, and guide then in how they spend it.The typical rule of thumb, for deciding how much allowance your kids get, is to give them approximately one dollar for each year of their age. For example, if your child is 8 years old, then they would receiv... More..

Hobbies & Games > Yarn & Needle Crafts Tips for learning how to knit
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The best way to learn how to knit, is to watch someone else knit. I have found that reading instruction booklets, even though there are pictures, painstakingly slow, and tedious, and found it best to have someone physically show you.Another good, way, now that most people have computers and the internet, is to purchase a CD o... More..

Health & Fitness > Diet Tips Why dieting doesn't work
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Dieting... sounds like a project, with a beginning and an end!This doesn't work with life, we need to do something that we can live with forever, you can't just say. "hey I lost my weight, my diet is over, lets get on with it".. or the weight will just come back.You need to make very slight daily changes in your eating habits... More..

Personal Finance > Financial Planning The biggest financial mistakes that young adults make
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Spending every cent of their paycheck and more, is the biggest mistake young people make today.The old rule of putting away a percentage of your pay, is still in style today, and is a great idea. With the computerized banking systems, and automatic payments, it is so easy to do. Getting your bank to automatically transfer a s... More..

Hobbies & Games > Yarn & Needle Crafts How to make time for sewing projects
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I love to sew, but will admit, that I just wouldn't get around to it, because of time issues, and everyday life!I finally decided that I would make the time, and just do a little bit of my sewing at a time. This idea works well, because I don't know if you are like me, but I would plan to sew, but in my mind if I couldn't ded... More..

Business > Starting an Online Business Basic rules of online business
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When starting a online business, you have to be competitive. Depending on the niche you have chosen, this can be difficult, so you have to do some research. If you are starting the business to sell products, or your own handmade goods, then you need great pictures, and a great price to attract customers.One of the hardest thi... More..

Hobbies & Games > Crafts (Other) How to make a jean purse
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This is a very simple jean purse to make, and can be done quickly.Take a pair of old jeans, and measure up approx 16 inches (or any size you would prefer)from the bottom hem of one leg of the jeans, cut across (through both layers). Now take this piece and measure up approx eight inches, and cut the top layer only.This leaves... More..

Business > Starting an Online Business What to look for in an affiliate partner
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If you wish to partner up with an affiliate for your website.. make sure it is for a product or service that you agree with.Your affiliate program should match the content of your site. There is no point in having a dating service banner at the top of a crafts website for example. The dating service banner should be in a webs... More..

Creative Writing > Reflections Reflections: Why can't I be rich?
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If you are carrying around consumer debt, then it is hard to become rich.. Consumer debt, especially for things that you can't even look at, such as entertainment, meals out, the latest movie, etc.. can add up big time.You need to get rid of that anchor, before you can feel rich financially.Most people can achieve the feeling... More..

Business > Small & Home Business What you need to know when starting a home business
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YOU NEED A BUSINESS PLAN.If you start with that, then the rest will follow. In this business plan, you will need to figure out how much money you will need for startup. You do this by listing all the required pieces of equipment, such as office, computers, file cabinets, tools, also any renovations to your home to accommodate... More..

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