Articles written by Diane Palmer - Page 3

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About me - Diane Palmer

I am Diane Palmer, and live in Ontario, Canada. I have been in the arts and crafts business for over 15 years and love creating by night and by day I am a book keeper!

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Autos > Driving & Safety Deciding whether to teach your child to drive or hire an instructor: 3 of 11
If you want to keep family peace and harmony, HIRE AN INSTRUCTOR!. My dad taught me to drive. I am the oldest of four kids, and after that horrific time, the other kids got to take lessons. Don't get me wrong, I loved my Dad, and I am all grown up now, but its still seared into my memory banks, of those fateful "learning to ... More..
Parenting & Pregnancy > Grandparenting Gift ideas for grandparents: Putting together a family photo album: 3 of 11
I personally love the idea of a large framed collage! Get you and your family members to come up with a box of extra photos, all different ages of the kids, and from all different times in life.. I find that everyone tends to have one of those boxes with the extra photos, that never made it to an album, or those ones that we... More..
Personal Finance > Budgets & Saving Where you can cut down on living expenses: 22 of 80
Before you start tuning off the heat or living off mac and cheese, take a look at your daily expenses. Those little things you probably purchase throughout the day on working days. A coffee here, a muffin there.. vending machines... all those quarters here and quarters there add up big time. If you are like most of us, and a... More..
Relationships & Family > New & Old Friends Harsh realities: Outgrowing friendships: 35 of 124
A true friendship, will survive the test of time and distance. I have found this out for myself. I have a friend I have known for 33 years, she has traveled the world. She chose a totally different path than me, she stayed single and has no kids. Where as I married and had 2 kids. But throughout all of this time, we have kep... More..
Hobbies & Games > Hobbies & Games (Other) Finding your ideal hobby: 10 of 35
Finding your ideal hobby can be difficult, but one way to find a new hobby or build on an old one, is to look back into your childhood. What did you like to do?.. Did you draw, paint, color, run, read?... think back to what you liked as a child, and then maybe build on that. Another way, is to go to a local craft show, or ho... More..
Hobbies & Games > Crafts (Other) Recycling craft ideas: 6 of 21
Do you have a lot of older terra cotta pots laying around from your gardening?.. These make great "toad homes" in your garden. When turned upside down, especially in a shady spot, they keep the soil cool and moist on those hot days. If you have plants, that have outgrown there pots, and you were piling these clay pots in you... More..
Personal Finance > Budgets & Saving Tips for budgeting when income doesn't meet expenses: 4 of 14
I call it the penny drain.. a penny here a penny there. Quite often when we are trying to create a balanced budget, we look for big ticket items to cut back on, when many times its a accumulation of small items that can break a budget. The easiest way to deal with this, is to take a notebook with you everyday for 2 weeks, an... More..
Home & Garden > Home Repair (Other) Kitchen remodeling horror stories: 2 of 7
Picture this.... you have just installed the perfect kitchen, you have mortgaged your life to get that nice granite counter top, things are ticking along... you think.. thats OK.. I will just get a second job to pay for it all! When it happens! The bathroom upstairs, that had just got itself some new tiles, decides it wants ... More..
Hobbies & Games > Beading & Jewelry Making Jewelry design: Tips for making fabulous earrings: 2 of 7
If you love to make jewelry, especially earrings, then here is a great idea for something "totally different!" At your local hobby store or hardware store, you can usually get those tiny wooden shape pieces for craft projects. Pick up a couple of pieces, I liked the oblong shaped ones,about 1/2 inch long, it was easier to wo... More..
Personal Finance > Managing Debt Credit card debt: Manage, get out of, or stay out of credit card debt: 6 of 20
If you have credit card debt, you know how draining it is on your emotional health. They just never seem to go away, and no matter how hard you try, you just can't get rid of them. The best thing to do, is to get out all your statements and credit cards, and take the time to really look at them. Look at the interest rates, m... More..