Articles written by Diane Palmer

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About me - Diane Palmer

I am Diane Palmer, and live in Ontario, Canada. I have been in the arts and crafts business for over 15 years and love creating by night and by day I am a book keeper!

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Hobbies & Games > Yarn & Needle Crafts Ideas to recycle your old jeans: 1 of 14

Reduce, reuse, recycle! This is a great motto for crafters too! Jeans are a great example of recycling.. once those jeans no longer fit, and are no longer any use to anyone else (worn out) they can still be recycled. If you have access to lots of old clean jeans, then here is a great rustic craft to do for your home. T...
Creative Writing > Memoirs Testimonies: Cats and the computer: 2 of 18

I work two days a week for my sister, as her book keeper. She is an electrician, and built an office in part of her garage. Picture one of the garage bays, split in half, and then drywalled, its still really the garage, and no matter how hard we try, we just can't seem to keep it clean and organized. Her employees drop stuff...
Society & Lifestyle > Personal Morals & Values How to love your life: 4 of 28

Sometimes it takes disaster, for us to learn to love life. We tend to plod away at our jobs, and take on more and more activities, and the word "NO" doesn't even enter our minds. We want to be super employees, super parents, and have everything that the "Jones" have. We build this house of cards, and then all it takes is one...
Creative Writing > Memoirs Testimonies: Mother-in-law woes: 5 of 34

My mother-in-law, was not a "maternal woman".. she was born during an era, where you were expected to marry young and have many children, that a career was really a part time job you had somewhere until you became pregnant! We always said she was born 50 years to early, because she would have loved to have had a nursing care...
Personal Finance > Managing Debt Should you pay down debt or invest more?: 3 of 18

You should pay down your debts more, and invest a little. There is nothing more nerve wracking, then having debt hanging around your neck. It restricts what you want to do in life, and there always seems to be a never ending stream of it.! You also have to be realistic, and know that things come up, and you don't want to be ...
Personal Finance > Loan Basics How to borrow money without paying interest: 2 of 12

Unless you have a rich Grannie somewhere in your family tree, you will have to get creative with borrowing money at zero percent. The quickest way, is to borrow from a credit card that is offering zero percent interest for a set time period. The best ones, are the ones that give you at least one year. They are very excited t...
Hobbies & Games > Beading & Jewelry Making Jewelry design: Tips for making fabulous earrings: 1 of 6

If you love to make jewelry, especially earrings, then here is a great idea for something "totally different!" At your local hobby store or hardware store, you can usually get those tiny wooden shape pieces for craft projects. Pick up a couple of pieces, I liked the oblong shaped ones,about 1/2 inch long, it was easier to wo...
Personal Finance > Financial Planning The biggest financial mistakes that young adults make: 2 of 11

Spending every cent of their paycheck and more, is the biggest mistake young people make today. The old rule of putting away a percentage of your pay, is still in style today, and is a great idea. With the computerized banking systems, and automatic payments, it is so easy to do. Getting your bank to automatically transfer a...
Hobbies & Games > Holiday Crafts Creative do-it-yourself Christmas gift ideas: 5 of 25

Here is a great idea for a do it yourself Christmas Gift idea! If you love crafts and creating things, then why not make some beautiful, unique and original Christmas ornaments? In rummage sales, garage sales, second hand stores, and any re-use store, you will quite often find boxes of old jewelry for quite cheap, or maybe y...
Celebrations & Holidays > Wedding Budget Best ways to get married on a budget: 12 of 57

Throw out all the traditional stuff, and start over, that is the best way to get married on a budget! Start with changing the date of the wedding. The traditional day is Saturday, I personally got married on a Friday night, at 6pm, in my local church, and I was able to save a lot of money on the meal and hall. When I first l...