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About me - Hal Lillywhite

A gifted teacher and fascinating speaker, Hal has the ability to help people understand complex issues. He uses stories, interesting examples and other aids to interest and understanding. He offers seminars and consulting in decision-making and dealing with

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Sciences > Psychology When and when not to think logically
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Should you think rationally or intuitively? Well, if you are rowing a boat, which oar should you use? Rational and intuitive thought are like the left and right oars, in nearly all situations they are best used together.If you are a normal human, you have not one but *two* wonderful minds. Your left brain is good at logical, ... More..

Personal Finance > Budgets & Saving How to save money on your next car
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Step 1: Decide what you want or need in a car. Cars tend to be status symbols - expensive status symbols at that. If that is what you want and you can afford it, you probably aren't interested in my advice. However if you are willing to pass on impressing your neighbors and really want to save money, here are some tips.Consid... More..

Relationships & Family > Grief & Loss How to help young kids cope with and understand death
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"Daddy didn't even say goodbye."That was the view of a small boy whose father died unexpectedly. I knew him after he grew up, and knew his mother. The mother remembered that statement. Knowing him, I believe it affected him all his life. He missed his father and grew up without the advantage of a father in the home. Would it ... More..

Personal Finance > Financial Planning How to build a financial safety net
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What does it take to build a financial safety net? Three things:1. Knowledge2. Will Power3. Won't Power.Of these, knowledge is the easiest to obtain and you can find it here. You need to know how buy what you need at a good price, how to save, and how to invest. However will power is the power to just do that. Will power is t... More..

Personal Finance > Real Estate Top five mistakes first-time home buyers make
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Buying a home, especially your first home, is an exciting and joyful experience. It can also be stressful and financially risky. However by avoiding common mistakes you can get a home that will be a benefit to you and your family, without most of the problems that lurk in the real estate arena. With care, you will find a home... More..

Arts & Humanities > Writing for Success Publishing your first book
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Every writer wants to get published - and preferably paid a lot of money. However it is wise to be careful about how you allow the publisher to treat you. There are many honorable publishers. Sadly there are a few who will take advantage of you, whether your writing is for normal publications or for the web. I offer the follo... More..

Sports & Recreation > Hiking & Backpacking Basic map and compass skills
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Want to shorten your life? Or meet me in the line of duty? (I am a search and rescue volunteer.) You are likely to do one of those if you head into the backountry without a map and compass *and* the ability to use them. Trust me, getting lost is no fun. At best you will be scared and miserable. At worst we may not find you. P... More..

Business > International Business & Trade Outsourcing causes more problems than cures for a company Smallicon
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I disagree - sort of. Done properly and with adequate consideration to the decision, outsourcing can be a benefit to the company, to customers, and, believe it or not, to some local workers. Of course it can be a major problem if management just jumps on the outsourcing bandwagon without considering pros, cons, and how to mak... More..

Politics, News & Issues > US News Humor: Daily news (11-23-07)
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Dewy Cheatum, A spokesman for the company that owns the cruise ship Explorer says that passengers will be billed for the extra service they received on the latest cruise. The Explorer struck an iceberg in freezing Antarctic waters and sank. Passengers were rescued and put aboard other vessels in the area. "These people wanted... More..

Relationships & Family > Divorce & Legal Issues Should it be compulsory for couples to sign a prenuptial agreement before marriage?Smallicon
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Instead of preparing for divorce, why not encourage people to prepare to stay happily married? Indeed some ministers already require prenuptial counseling before they will perform a wedding - a trend that should be encouraged. Let's face it, about half of the marriages in this country end in divorce, often to the detriment of... More..

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