A gifted teacher and fascinating speaker, Hal has the ability to help people understand complex issues. He uses stories, interesting examples and other aids to interest and understanding. He offers seminars and consulting in decision-making and dealing with risks (see http://www.hfl-llc.com).

Hal's seminars and consulting draw on his extensive experience in life, work, family and in mountain rescue, as well as on his education. He has nearly 30 years experience in the integrated circuit business during which time he dealt with decisions under risk and uncertainty, and with statistical means of gathering and using information. He also has 20 years experience as a mountain rescue volunteer, dealing with means of locating lost people when the information is inadequate but decisions must be made quickly

Hal has master's degrees in solid state physics (Brigham Young University) and electronic science (Oregon Graduate Center, now Oregon Graduate Institute). He has also given free rein to his curiosity and added to his knowledge and skill base, including statistics and some cognitive psychology. He has extensive experience as an instructor in physics, industry, search and rescue and church classes. He enjoys the seminar and client interaction, especially discussing the means of dealing with the uncertainty we all face in life.

Hal speaks fluent Spanish and can work in that language.

Hal is the author of two eBooks, _Bringing Yourself Back Alive_ on the subject of backcountry safety, (top seller for several weeks in the sports and outdoors category on Mobipocket.com), and _People Hunter_ a compliation of search and rescue stories. Both books are available at www.mobipocket.com He is also the author of several articles in Advanced Rescue Technology magazine, including "Risk Issues" which is to be published in an upcoming issue. He has an article on financial management to be published in the _Ensign_ magazine in the fall of 2007.

Hal and his wife Merlene have been married for 34 years. They have seven children and twelve grandchildren.

Society & Lifestyle > Economic Values Minimum wage: Is it fair?

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One good way to think about things like minimum wage is to imagine what it would be like without it. Actually in this case we don't have to imagine, there was a time when there was no minimum wage in the U.S. All we have to do is look at what happened to workers back then.

For example one young man didn't want to stay on the farm so he approached a dry-goods dealer in town and asked for a job. After the guy decided to hire him, the young man asked what he would be paid. "Pay? Your pay? You should pay me for working here, you don't know anything about the business. After you learn e...

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