Articles written by James Smith - Page 2

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About me - James Smith

Jim Smith has worked in Senior management positions for some of the largest Financial Services firms in the United States for the last twenty five years. He has also provided business consulting support for insurance organizations and start up businesses.

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Politics, News & Issues > Political & Economic Theory Supply-side economics: Do lower taxes increase a country's economic health?: 24 of 39
Supply side economics: Do lower taxes increase a country's economic health? Supply side Economics or the "Trickle Down Theory" is really not just a discussion of economics but also a philosophy of how we want to run our government. Lower taxes means people get to keep more of what they earn while government gets less tax rev... More..
Personal Finance > Stock Market Diversifying your risk in the stock market: 17 of 27
There are few things that grab your attention more in life than losing your hard earned money in the stock market. Investing in the stock market can provide real rewards for the knowledgeable investor. However, the inexperienced investor who does not understand the risks, and the need to manage these risks, will learn a very... More..
Politics, News & Issues > Hunger, Disease & Poverty Is foreign aid the solution to global poverty?: 43 of 61
Is Foreign Aid the Solution To Global Poverty? Foreign aid was invented in 1948 with President Truman's Four Point Program. In almost six decades , some 2.3 trillion dollars have been given worldwide in aid to poor countries by rich ones . U.S. aid comes in the form of various project grants and loans. Since the second World... More..
Politics, News & Issues > War in Iraq Does the US have a moral obligation to stay in Iraq until peace is secured?: 35 of 48
The United States has a moral obligation to provide the support for the people of Iraq to govern themselves. This support is contingent on clear communication to the government of Iraq of the terms of the support and by the managing of the process through clearly defined mutually agreed upon benchmarks of progress. Iraq has ... More..
Personal Finance > Real Estate Things to consider when making an offer on a home: 9 of 12
It will be a great party, I told myself, as I set up the makeshift dining room table. However, I did feel distracted from the task at hand, because the events of the last few weeks were still on my mind. The process of buying a house can be a challenging experience for the first time buyer. However, I learned a great deal ab... More..
Politics, News & Issues > People in the News Has Paris Hilton found God?: 41 of 51
Has Paris Hilton found God? No, but Paris Hilton's public relations team has found God to try to salvage whats left of the heiress's image. Lets briefly review the legal problems of Ms. Hilton. In September, police witnessed her car weaving down the street and Ms. Hilton failed her sobriety test. She was found guilty of reck... More..
Personal Finance > Retirement Should Social Security benefits be abolished?: 50 of 60
Should Social Security benefits be abolished? The social security system needs to be overhauled without its benefits to Americans abolished. For one third of Americans over the age of sixty five, Social Security benefits comprise ninety percent of their income. About 22% or nearly eleven million of the more than forty eight ... More..
Food & Drink > Dining Etiquette Should cell phones be banned in restaurants?: 105 of 115
Should Cell Phones be banned in Restaurants? I entered my favorite restaurant and was seated with menu in hand and the latest recommendations from the chef's kitchen. I was ready to order an appetizer . I was preparing for a lovely evening with my wife. As I looked around to the table to the right, I knew instantly trouble w... More..
Personal Finance > Stock Market Should you invest in mutual funds or individual stocks?: 23 of 25
Should you invest in mutual funds or individual stocks? Mutual Funds are better investment vehicles than investing in individual stock because mutual funds give the individual investor the most important element in managing a portfolio, risk management through diversification. Buying shares of a mutual fund means buying an i... More..