Articles written by James Smith

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About me - James Smith

Jim Smith has worked in Senior management positions for some of the largest Financial Services firms in the United States for the last twenty five years. He has also provided business consulting support for insurance organizations and start up businesses.

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Food & Drink > Dining Etiquette Should cell phones be banned in restaurants?: 1 of 75

I entered my favorite restaurant and was seated with menu in hand and the latest recommendations from the chef's kitchen. I was ready to order an appetizer. I was preparing for a lovely evening with my wife. As I looked around to the table to the right, I knew instantly trouble was about to begin. The cell phone had ju...
Politics, News & Issues > Constitutional & Contract Law Has political correctness undermined free speech in the US?: 2 of 35

Has Political Correctness Undermined Free Speech? Wikipedia defines Political correctness as a "term used to describe language or behavior that is intended or said to be intended to provide a minimum of offense, particularly to racial, cultural or identity groups". Political correctness was meant to be socially progressive a...
Personal Finance > Budgets & Saving The saving crisis: A generation of Americans who can't save money: 2 of 33

Recent newspaper stories have reported that the U.S. savings rate is the lowest in seventy three years, that is since 1933. Within the last twelve months, the personal savings rate has actually turned negative. The data indicates that people in the United States are not saving money. So why can't some people save more money?...
Politics, News & Issues > US Immigration Views on illegal immigration in the US: 21 of 164

Views on Illegal Immigration in the U.S. There are currently between ten and twenty million illegal immigrants in the United States. Illegal immigration has become greater than legal immigration over the last several years (700,000 per year vs 600,000 per year). Seventy-five percent of illegal immigrants arrive across the U....
Politics, News & Issues > International Politics (Other) Should the US keep paying dues to the UN?: 2 of 11

The question, should the United States keep paying dues to the United Nations, should be answered on how well the United Nations is adhering to its charter established in 1945. Since this mission statement of the United Nations is the reason for its existence, I thought it would be interesting for the purposes of this debate...
Politics, News & Issues > Political Issues Are high taxes on cigarettes fair?: 11 of 29

Are high taxes on Cigarettes Fair? Smoking currently is a massive health-care problem which dramatically impacts the lives of people and puts tremendous stress on the health-care system for smokers and non-smokers alike. The latest statistics for cigarette smoking are as follows: Smoking is a greater cause of death than any ...
Politics, News & Issues > US Economy 'Pork barrel spending' in Washington wastes tax dollars: 6 of 9

"Pork Barrel" Spending in Washington Wastes Tax Dollars. The people of the United States elect politicians to office to act and vote in the best interests of the country. They should not elect politicians to office to use the National Treasury and our tax dollars in order to get themselves reelected by "bringing home the bac...
Sports & Recreation > Baseball Players Barry Bonds and Major League baseball's home run record: 29 of 42

Barry Bonds and Major League Baseball's home run record. During the 2007 baseball season, Barry Bonds will hit career home run seven hundred fifty six and break Henry Aaron's all time career home run mark. Barry Bond's will become baseball's new home run king and sultan of swat. Barry Bonds will have achieved this record by ...
Education > Special Education Is the "No child left behind" law leaving children behind?: 19 of 26

Is the No Child Left Behind Law Leaving Children Behind? On January 8, 2002 , President George Bush stated (as he signed into law the new bipartisan "No Child Left Behind" Law ) " We know that every child can learn, now is the time to ensure that every child does learn." During the balance of this year, Congress will review ...
Computers & Technology > Phone Technologies & Issues Should cell phone use be banned while driving?: 132 of 180

I was stopped at the intersection and about to proceed when her car came barreling down the road in the opposite direction oblivious to the sign in front of her that beckoned her to stop. She was too distracted, holding her cell phone to her ear while laughing and talking, to care about the danger of her actions. I quickly g...