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About me - Pando

What is Truth ? Is it the way I view the World or the way You view it ? Opinions lead to facts, Facts lead to Fiction, Fiction leads to Accepted Truth.

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Personal Finance > Stock Market Should you invest in mutual funds or individual stocks?: 1 of 17

For the average investor, mutual funds provide a safer solution than individual stocks. The rise in popularity of the mutual fund has attributed to the emergence of various fund companies since the 1980's. The oldest "modern" mutual fund, the Massachusetts Investors Trust, began in 1924 and started one of the most invested f...
Personal Finance > Managing Credit A basic guide to credit: 1 of 11

Credit and how credit is reported remains elusive for many people. First, credit is the term used to describe a mutually beneficial transaction between a borrower and a lender. The borrower and lender will agree upon specific terms before the transaction is processed. The terms of credit include interest rate, amount, and pa...
Personal Finance > Life Insurance How much life insurance should one buy?: 2 of 10

Financial Professionals usually advise individuals should purchase a life insurance policy with a stated benefit of amounts equaling or exceeding five times their salary. When considering the amount of life insurance to buy, a more complex analysis of an individual's life situation is required to tailor a policy to fit the i...
Food & Drink > Cooking Fruits & Vegetables Tips for grilling fresh vegetables: 3 of 13

Fresh vegetables not only offer nutritional value, but they taste great! Using the grill during the warm weather seasons can enhance the flavors already present in fresh vegetables. Here are some universal tips to assist with your quest for tantalizing your taste buds. Use vegetables you like to eat. Traditionally, corn, gre...
Creative Writing > Poetry Poetry: Thoughts after a poetry reading: 2 of 5

People say they're not ruled by money and scorn the masses that have "sold out"; but tell me, when is the last time you tried to befriend a poor person? Or equate success with the homeless? The conundrums around us always creates new pickles. And the very events that make us human are the ones that People buy. To relate with...
Health & Fitness > Depression Ways to help a suicidal friend: 12 of 25

To assist a suicidal friend, one must consider the reasons why a person would be suicidal. Without a sincere empathetic concern, it is difficult to place oneself in the world of hurt a suicidal individual has created. Hence, a discussion around why a person, much less a friend would contemplate suicide, is in order. Suicide ...
Personal Finance > Insurance Basics Tips for filing your car insurance claim: 3 of 6

Car accidents have hovered around 6.4 million incidents per year since 2000, costing more than 230 Billion dollars with approximately 43,000 deaths annually. (Source-Car Accidents.com) If you are one of the unlucky individuals involved in an accident, the first tip is to remain calm. Accidents happen unexpectedly at a moment...
Parenting & Pregnancy > Parenting Methods Unconditional love: Effect on labor productivity and morality: 1 of 1

Unconditional Love-Creating a society of Children? New books and theories along with the growing popularization of psychotherapy in the past 30 years have discussed ideas of "befriending your children" and giving them unconditional love, as a backlash to the baby-boomer generation methods of parenting. Wide-spread acceptance...
Creative Writing > Poetry Poetry: New love: 102 of 191

You don't know why I love you Keep thinking it's me that you don't love- But I know/knew there's something about you-I just can't get enough of How when you touch me, I feel completely content When you playfully nudge me, I feel completely awake reaching for my hand in a crowded room pulling me closer when we're alone. Am I ...
Personal Finance > Life Insurance Basics of no-medical-exam life insurance: 8 of 11

We are a society of spenders and as credit card debt has increased from $8,000/person to $13,000/person in the past 4 years, or 16% annually, the need for life insurance is greater than ever. This rising need, coupled with higher life expectancies, have popularized the no-medical exam life insurance product over the past two...