: About Me

A person starts to live when he can live outside himself.
~Albert Einstein (1879-1955)

A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty.
~Sir Winston Churchill (1874-1965)

A love affair with knowledge will never end in heartbreak.
~Michael Garrett Marino

Take things always by their smooth handle. Never be angry with anybody, nor speak harm of them. Anger only serves to torment ourselves, to divert others, and alienate their esteem. Whe angry, count ten before you speak; if very angry, an hundred.
~Thomas Jefferson

A very great vision is needed and the man who has it must follow it as the eagle seeks the deepest blue of the sky.
~Crazy Horse, Oglala Lakota Chief

I am a red man. If the Great Spirit had desired me to be a white man he would have made me so in the first place. He put in your heart certain wishes and plans, in my heart he put other and different desires. Each man is good in his sight. It is not necessary for Eagles to be Crows. We are poor..but we are free. No white man controls our footsteps. If we must die...we die defending our rights.
~Sitting Bull, Hunkpapa Lakota

My passion is ...

writing, reading and hiking

Why I write ...

to fulfill the passion of my soul

My inspiration ...

being in nature

Personal Finance > Retirement Who can set up a Roth IRA?

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A Roth IRA, or Individual Retirement Account, can invest in securities, usually common stocks or mutual funds, although other investments, such as certificates of deposit and real estate, are possible. The main advantage to a Roth IRA is its tax structure. Money deposited into the Roth IRA comes from earned income that has already been taxed, while withdrawals up to the total amount of money in the account are federal income tax free. However, there are specific eligibility and filing status requirements. One such eligibility requirement is the limitation of who can contribute to a Roth IR...

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