: About Me

I work at a rather large bank doing sales and customer service, plus a few side ventures of my own in my spare (ha!) time.

I've been writing sporadically for my own benefit for over 10 years, before venturing onto the "interwebs" to try sharing some thoughts with a somewhat larger audience.

My particular knowledge is primarily in personal finance and investing, with additional experience in business, sales, computers and technology. Add to that a never ending supply of opinions on nearly any topic, and I'm rarely lacking something to write about!

My passion is ...

Finance, sales, and writing about both

My childhood ambition ...

Go to the moon!

Why I write ...

For my enjoyment and hopefully others benefit

My first job ...

Bagger at a local grocery store

My best moment ...

When she said "yes"

Personal Finance > Investing Basics Which is the better choice: Compound interest or capital gain?

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My first reaction to the question of compound interest vs capital gains was "Who says I have to choose?" With the stock market slumping, there are plenty of blue chip stocks with dividend yields of 5% or more available from your friendly neighborhood broker. The dividend can help stabilize your returns and income, while owning the stock keeps you in the hunt for capital appreciation as well. Dealing strictly from a "one or the other" standpoint, I would still chose capital gains (stocks) over compound interest (CD's/money market/T-bills). There are several reasons for this. First is the ta...

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