: About Me

Over fifty years since obtaining a degree in finance, and still learning.

It is a constant source of amazement to me that there is so much misinformation about financial planning - in this "age of information'. It will be the goal of my contributions to get people to think.

Much of what I will write will be controversial, and that is well suited to stimulate the thought process that should be encouraged.

Personal Finance > Retirement Is long term care insurance really necessary?

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The subject of long term care insurance coverae is quite an emotional one. This is an acknowledged reality in spite of the fact that most people recognize their vulnerability to health care expenses as they age. It is not a proper place for emotion, however, as financial considerations should dominate the decision making process. The emotional response typically is denial - conversation closed. Whether or not this turns out to be a wise decision remains to e seen, Rejection of the use of insurance does not avoid the other cost - always having to wonder if the nasty statistics will include ...

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