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Personal Finance > Budgets & Saving How to stick to a savings plan

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I agree with everyone else who has posted a reply in regards to this topic of saving money and sticking to it. I have a few additions to make, however. To tell you a little bit about myself - I am 23 year old single female. Because of the way I learned to spend/save my money, I was able to buy my first brand new car at the a... More..

Personal Finance > Managing Debt How to pay off your debts without coming up short

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When I graudated from college - I was in more debt than I had ever been in my life (naturally - makes sense). On top of the debt, what did I do?!? I thougth that I owed it to myself to buy a new car. And then what ELSE did I do within a year? Buy a house with no money down. With all of my new expenses, I found a great way to... More..

Personal Finance > Managing Debt Steps to becoming debt-free

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I have been in debt a few times in my life ... and I've read some of the replies people are giving you. For me, the last thing I wanted when I had a lot of debt was to open a new credit card (even if it was with lower interest). What I did: ~Make a spreadsheet of who you owe (creditors) and at what percentage rate. ~ Make a ... More..

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1. Steps to becoming debt-free
2. How to pay off your debts without coming up short
3. How to stick to a savings plan

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