Articles written by Jennifer Searle in Personal Finance

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About me - Jennifer Searle

I have been with Helium since May 2007. I am currently working as the sub channel steward for Fish in the Pets and Animal channel. If you write to my section and would like some help, feel free to contact me. If you are a publisher and enjoy my work, I am

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Personal Finance > Spending & Saving (Other) Online versus bricks and mortar shopping: 1 of 12
Online shopping has grown in popularity over the last ten years, but still does not make up for half of retail sales done through brick and mortar stores. Nevertheless, according to Forrester Research Inc, retail sales online is expected to reach, and possibly exceed $204 billion by the end of 2008. Eventually all shopping mi... More..
Personal Finance > Smart Spending Why it's important to know how much you're spending: 4 of 31
Do you find yourself biting the bullet when an emergency comes around? Do you have to use the charge card for things that you just don't have the cash for and won't have the extra cash for months? Do you wonder where you money goes every time you side down to pay the bills? If you do, then you suffer from nonbudgetitis. That ... More..
Personal Finance > Banking Basics Protecting yourself from overdraft and bounced-check fees: 4 of 20
To avoid bouncing checks, just don't use them. I have gone check free for three years now. Every single one of my bills, including electric, phone, cable/internet, car insurance, health insurance, even my drivers license and car registration can be done online with either a credit card or a bank debit card.To avoid overdraft ... More..
Personal Finance > Smart Spending Money-saving strategies for shopping luxury goods: 12 of 27
The act of shopping for new clothes can be made more enjoyable when paired with the art of saving money. Buying new clothes can often be stressful, but it doesn't have to be. Money-saving strategies work for every budget and will take your stress out of the shopping equation.To set up a shopping strategy we must first know wh... More..
Personal Finance > Retirement Retirement: The spousal IRA explained: 4 of 6
The new phase out adjusted earned income rates are a tad confusing when it comes to the 2007 spousal IRA plans. Traditional IRA plans are determined on the before tax income AGI(Adjusted Goss Income). Where as Roth IRA are after taxes and have no limits on contribution, and can be used after the age of 59 1/2 tax free.If you ... More..
Personal Finance > Smart Spending Tips for reducing your daily expenses: 37 of 53
With the excuse of gas price increase, it seems everything we buy has jumped in price lately. Here are some tips to reduce your daily spending and find a little extra to save.1. Avoid buying processed foods. These foods are not good for you health wise and are a killer on your budget. Fresh foods are much cheaper than process... More..
Personal Finance > Personal Finance (Other) Best places for hiding money at home: 24 of 27
The trick to hiding money at home is putting it in places that are common areas. These are a few places over the years that I have used to stash money. Though, I suggest to not stashing more than $100 in any one spot. I do this usually for Christmas money to be used on gifts. -Inside the lining under the couch. Most couches h... More..