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About me - Emi O'R

I love life - smile a lot - endure much. Had a penchant for singing and writing from a very young age and had the opportunity to do both.

Lead roles in high school musicals and operettas. Performing Arts membership followed, then hosted a live TV show 1 hour

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Personal Finance > Managing Debt Debit card advantages: What's good about debit cards?
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www.debitcardadvantages.comThank goodness the era of debit cards has not just taken off, it has skyrocketed. Debit cards have meaningfully made us take cognisance of our day to day handling of our monetary affairs. With credit card in hand, it is oh so easy to swipe and charge, for purchases, not really thinking of the conseq... More..

Personal Finance > Mortgages & Home Loans Pros and cons of reverse mortgages
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How easily one can fall for enticing commercials/info-mercials and/or advertisements. These are done so engagingly it makes a lot of sense to go for the pitch........... Does it?Talk to others first in this regard. "Look before you leap." Read all about it first. Ask around - go "on-line". Be 100% sure before embarking on a r... More..

Relationships & Family > Dating Commentary What's the story on inter-racial dating in America
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Oh! for crying out loud. What century are we in that the question of inter-racial dating rears it's ugly head again? When will we ever grow up and move on? Life is too short and too beautiful to waste time and energy on inter-racial dating - which only leads to "frayed nerves" anyway. Let's enjoy life as free individuals, in ... More..

Personal Finance > Managing Credit & Debt (Other) Is credit leading to the downfall of society
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Credit:- IS leading to the downfall of inividuals in society, in my opinion - due to bad judgement on the part of banks as well as some government institutions. YET:- can aide business owners and/or entreupeneurs.On Personal Finance - in many cases a downfall. Securing a loan for a car and/or a home, if one can afford it and ... More..

Jobs & Careers > Jobs & Careers (Other) How to avoid online business scams
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ON-LINE BUSINESS SCAMS ______________________Many people today prefer working from home for various reasons. My husband started a home-based business whilst working full time. Unfortunately, due to a car accident and a fall off a ladder, is no longer able to support his family. I quit my job as at a school and set up a home- ... More..

Parenting & Pregnancy > Problems Parents Face Drinking and mothering: What are the limits?
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www.mama'sgotahangover?O my dear!.. parenting looks like so much fun when you see other families at the mall, park, church, and so on. Never in your wildest dreams could you have ever imagined, the hard work, sleepless nights, crying, coughing, illness, etc...the list seems endless, that goes with being a mom. So, in order to... More..

Personal Finance > Budgets & Saving How to teach kids to balance spending and saving
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Today's screaming headlines regarding the dire financial straits our country and many around the world is in, has surely brought about many questions from children. Some have had to learn that a parent or both had lost a job - others had to move out of homes they had been born in and grown up in. Now is a good time to teach t... More..

Parenting & Pregnancy > Parenthood Oprah: A great stand-in mom
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www.OprahAgreatstandinmomThe drooling, toothless, engaging smile of an infant, melts the heart of even the most hard-hearted individuals. Being a parent is the most beautiful gift given man - but it takes much hard work, dedication and a large dollop of love. At times though, with being a working mom, seeing bills pile up due... More..

Parenting & Pregnancy > Parenting (Other) How parental arguments can affect children
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Can arguments affect children? Of course. However, it is up to the parents to become aware and choose which ones are healthy and acceptable in the presence of the little ones and which arguments might harm them. Many people believe it is bad to argue in the presence of children. Yes, it is in the case of abusive, foul languag... More..

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