Articles written by Shirley Hill

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About me - Shirley Hill

Aspiring writer intending to make it more than a hobby and a useful skill at work in the last half of my life. I enjoy my work as a physical therapist, get ideas for articles and novels both from my life and the stories I get to hear every day.

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Politics, News & Issues > Justice System The meaning of white collar crime: 1 of 10
"White Collar" crime encompasses many non-violent offenses usually involving companies, corporations and individuals owning or working within companies or corporations.Common charges are fraud, money laundering, conspiracy, embezzlement, operating a business without proper licensing (i.e. giving loans without being ... More..
Sciences > Psychology Taking control of your life: How to be a survivor instead of a victim: 2 of 15
I have been both victim and survivor in life and as I've grown older I see the main differences and generally able to avoid "victimhood". When I learned about the Law of Attraction a few years ago I could not imagine that I had attracted things like a parent's death, a supervisor who was trying to drive me out of the company ... More..
Politics, News & Issues > Football Should Coach Bill Belichick have stayed on the field for the end of the Super Bowl?: 1 of 7

Bill Belichick has certainly done an amazing job with the Patriots organization and anyone who wants to get to or win the Super Bowl in this decade must beat the New England Patriots. It's that simple. When I watched him do that at the end of the game I couldn't help thinking that if his team were winning and the opposing coa... More..
Personal Finance > Credit Cards The number of credit cards young people should have: 4 of 21
Since I have begun reading Dave Ramsey's book "The Total Money Makeover" I have changed my mind on this issue. I believe people graduating from high school should have a bank account with a debit card attached whether they go to college, work or both. In the United States we are in a credit and mortgage crisis and much of it ... More..
Health & Fitness > Fitness Basics Walking vs. running for fitness: 4 of 16
As a Physical Therapist, I have had to answer this question frequently when my non-athlete patients are approaching the end of their rehabilitation and for my friends as well. Of course there is no one blanket answer for everybody.As long as your doctor has not imposed restriction of activity, to answer the question for yours... More..
Personal Finance > Managing Credit The importance of building a good credit history: 2 of 8
As someone who has recently improved her credit and has a goal of building wealth, I know that credit is vital for the following reasons:1. It will save you thousands, probably millions over a long lifetime in interest paid on mortgages,loans,credit cards,lines of credit and insurance.2. Landlords and employers examine your c... More..
Personal Finance > Credit Cards Tips for improving your credit score and keeping credit cards open: 4 of 13
After applying for my first mortgage and meeting with a loan counselor, I gained some very useful knowledge about credit card balances and your credit scores. If you have a lot of credit cards open this may decrease your credit score even if the balances are zero. It is also true that if those balances are greater than fifty ... More..
Personal Finance > Managing Debt Is the system of credit ratings fair?: 4 of 12
Although the credit rating system does give a picture of payment history and how an individual uses credit there are several areas where it is completely unfair.1. If you pay a card or account on time for 7 years but are 30 days late 1 month out of those seven, your score is immediately reduced just as if you were 90 or 120 d... More..
Entertainment > Music Education Why you should learn a musical instrument: 15 of 32
Learning a musical instrument teaches a variety of skills that are useful for people of any age, at any age. Although each instrument is different, to learn a musical instrument you must learn to listen whether it's listening to pitch, quality, how your playing is fitting in with others, or to a melody so that you can play it... More..
Celebrations & Holidays > Christmas Great stocking stuffers for singles: 4 of 8
As someone who has been divorced for almost 4 years now and has just broken up with someone I read a few of these articles and found some great ideas. Before i get to my list I have a few suggestions for caution lights on those stocking stuffers:1. Unless someone has told you specifically that they are looking and would like ... More..