: About Me

First time home buyers should do much research before making that big decision to make that big purchase. I was in that boat at one time, but then there was not internet, so I asked many questions. Maybe too many, but it got the answers I needed. 1.) Look at your total income - Banks and loan offices will take your monthly gross income and divide it by 33%. This is not a safe way to really figure out what you can afford. You should really look at what your NET pay is. Many people have other deductions besides taxes coming out of their paycheck. What I found that worked best for me was to t...