Articles written by Chase Y.R.

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Personal Finance > Mutual Funds What you need to know before you buy mutual funds: 2 of 14
Mutual funds are a great investment tool. There is an ocean full of mutual funds out there and it could be tough to pick out the right one. It needs to be said that before considering investing in a mutual fund, one needs to have an objective and based on that objective pick out a mutual fund that fits that need. However once... More..
Politics, News & Issues > Political & Economic Theory Ideas to solve the American economic crisis: 11 of 62
There are a lot of ideas out there on how to solve the American economic crisis. So far it does not seem that much has worked, therefore here are some of my thoughts on this topic. Number 1 (and this is the one where I usually get BOOs) - stop extending unemployment benefits or at least put better oversight in place. Many jus... More..
Personal Finance > Financial Planning Steps to take if you want financial freedom: 2 of 8
Financial Freedom. Oh, what would people give to be in this position, especially today. It's been another crazy 12 months in the global economy and given reasons behind this economic turmoil, I bet many are looking for ways to never experience what they have experienced. The good news is that there are ways to become financia... More..
Politics, News & Issues > Political Issues Is a universal health care plan possible in the United States?: 3 of 7
Actually I think that there are two possible answers to the question whether a universal health care plan is possible in the United States. Answer number one - NO, that is if the government is involved. Why you ask? Well, first of all America is a capitalist country and money is being made on everything. Second, government pr... More..
Personal Finance > Budgets & Saving 7 tips on saving money: 69 of 151
Every time I ask for savings tips, I hear things like throw out credit cards, shop at Costco and do not turn on that light if you do not need it. Though I do see a point there, I do not totally agree. 1. Do not eat too much out. There is nothing wrong with bringing your own food for lunch to work. At the same time you may wan... More..
Personal Finance > Investing Basics Creating and managing investment portfolios: 1 of 1
There are a lot of different suggestions out there on how to create an appropriate investment portfolio and manage it in order to achieve a certain investment goal with as less headache as possible. The following is the way I created and manage my investment account. I hope you find it useful. There are few components of succ... More..
Politics, News & Issues > Party Politics & Ideology Will Obama achieve any of his "changes" in the next four years?: 6 of 11
In my opinion, the only 2 things that Obama will change in the next four years are Global perception of America and US Economy. But here is a twist. It is not going to be really changed by Obama, it just will happen under his watch. Look, perception of US was at its lowest levels during the end of the Bush era. How low can yo... More..
Personal Finance > Credit Cards The benefits of having a credit card: 7 of 12
Credit cards. Why would people ever want one again? Many are in a very deep financial hole because of it. Well, perhaps they did not know? Credit cards can be fun, and they can act as a great financial tool. All we really need is to understand what credit cards are, what they do and what do they offer. Credit card - a revolvi... More..
Personal Finance > Financial Planning How to increase your financial security: 2 of 3
One of the best pieces of advice I've heard is on how to increase and secure one's financial security and independence and is called 'Making Money Work for You'. I like it, but also think that that alone may not be enough. One has to be able to manage their own budget. A combination of these two could be a way to financial se... More..
Personal Finance > Investing (Other) Great investment strategies: 3 of 4
Having an investment strategy is very important. Otherwise it is pure gambling. There is a variety of investment strategies to choose from. There are strategies for short-term investors, for traders, and for long-term investors among others. Once individual interest and investor profile is determined the job begins. Mutual f... More..