Articles written by Julie V

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About me - Julie V

I'm a working SAHM of a brilliant 2 year old boy. I love writing, reading, online groups, and meeting new friends.

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Relationships & Family > Newlyweds The secrets of newlywed bliss: 3 of 21
Always remember why it is that you fell in love with this person in the first place. If you can continually remind yourself of those reasons, you will always cherish your relationship and will appreciate your spouse more and more each day.Don't let the responsibilities of marriage get you down. You are still the same couple w... More..
Personal Finance > Retirement How to cut automotive costs as a retiree: 2 of 12
One of the easiest ways to cut automotive costs as a retiree is to call your insurance company. If you are working, your insurance company lists you as a commuter and your rates are higher. However, if you are retired, your vehicle usage should be listed as pleasure use which is substantially lower. This one change alone can ... More..
Hobbies & Games > Kids Games & Toys Toy reviews: T.M.X. Tickle Me Elmo: 2 of 9
TMX Elmo was definitely the hottest new toy of 2007. The thing that made it so popular and in demand was the mystery behind it, and the lack of availability. Only a few of the Elmos were made available to each store, and thousands of parents lined up to buy them. That added to the hype and made everyone think that this new El... More..
Personal Finance > Smart Spending Tips for saving the most on groceries: 10 of 39
Groceries can easily be one of the largest expenses a household has each month. Since food is a necessity, it can be easily overlooked as a place to cut back on spending. I am a firm believer in cutting costs in every possible way, and I've listed some of my favorite tips for saving money on groceries below.1) Never shop when... More..
Relationships & Family > Newlyweds Newlyweds: How to cope with relatives who dislike your spouse: 7 of 26
Most importantly, keep in mind that your family is the family you are born into, and your spouse is the family you chose. Some relatives will automatically despise your spouse simply because that is how they were treated by their in-laws. The most important thing to do is to find out why the relatives don't like your spouse. ... More..
Personal Finance > Auto Insurance How to shop for car insurance: 10 of 30
Shopping for car insurance can be tedious, but it can also save you hundreds of dollars if you know what to look for. First of all, insurance companies are not all alike. Some are not reputable or reliable. It is important to check the company's AM Best rating before purchasing insurance from that company. A rating of "A" or ... More..
Relationships & Family > Family Life Secrets of organized families: 6 of 18
Organization in a household is easy to achieve if you just plan, plan, plan. We have a "To Do" list for each of us every day that lists the activities or chores that we each need to do every day to keep our lives organized. Each person simply goes down the list and completes each chore. Even if you have to break it up into se... More..
Relationships & Family > Newlyweds How to merge your money: Financial planning tips for newlyweds: 5 of 15
The common belief is that once a couple exchanges vows, they should exchange everything else. The thought is that a married couple should have a joint checking account and combine all of their finances together. This can lead to trouble in paradise, however.Before getting married, each person lived his/her life on his/her own... More..
Relationships & Family > Newlyweds Newlyweds: Setting goals for the future: 5 of 15
Newlyweds should set realistic goals for the future. Create an action plan and stick to it as much as possible. If you want to purchase your first home, for instance, figure out what you need to do to reach that goal. If you can organize your plan step by step with realistic goals, you will have a better chance of succeeding ... More..
Personal Finance > Retirement Take responsibility and assure a comfortable retirement with a good money plan: 4 of 12
The best time to start planning for your retirement is when you are young. The longer you have to save your money, the more you can invest, and the more you will make from compounding interest. The best thing to do is to come up with a specific plan and then follow it.First, try to think of what life will be like as a retiree... More..