: About Me

Karolina V. Linares is an author based in Baltimore, MD
Her first book, Use Cash To Buy It! is all about helping the misguided young American culture break the credit card habit. Let her experience guide you to a life of financial freedom using cash! The goal of being credit debt free is obtainable for anyone through her program.

Personal Finance > Managing Credit Where to go for free credit help

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Recently, I read an article a written for TribStar.com about a report called "The Plastic Safety Net: The Reality Behind Debt In America". Basically from what I gather this report is all about Americans using and building up credit debt due to life emergencies and just plainly trying to keep up with the cost of living. Furthermore it makes it seems as if people who have gotten into debt, especially low to mid income citizens, are victims and have very little control over why they have gotten into debt. The report also has research about people being in debt over standard cost of living exp...

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