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I am a 26 year old graphic designer, musician, web designer, mom and online marketing entrepreneur who also loves to write. My blog is at www.somewhereoverthedebt.com where I write about my journey to make money online to pay off my debt. I like peanut butter, the Simpsons, music and the smell of fresh paper.

Personal Finance > Managing Credit How to dispute or correct information in a credit file

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Did you know that you probably have incorrect, outdated or incomplete information that appears on your report that can lower your credit scores? I know it's a bit disturbing but it's just the sad reality :( The reason for this is generally due to human error such as someone keying in your name wrong in a credit application or a creditor not updating your account like they should be. Errors can often have a negative impact on your FICO score which is used to obtain loans, credit cards, mortgages, rental property, cell phone accounts and more. You can take your credit history into your own h...

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