: About Me

If you've never had your own credit card (in your name), it can be difficult to get a car loan or credit card. Having no credit history can be as much of a problem as having a bad credit history. Students, other young people, and newly divorced or widowed women who have always obtained credit jointly with their husbands often find themselves in this situation. It a vicious circle: you can't get credit because you've never had credit, but you've never had credit because you can't get credit. What's a person to do? Don't despair. Here are a few tips to help you establish credit in your own n...