Articles written by Michael Di Corcia

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About me - Michael Di Corcia

Michael Di Corcia, Lived in Italy till 1993 when, I decided to move to the US, worked EVERY possible job to put myself through college, from waiter to ballroom dance instructor, bar manager, limo driver, insurance agent, salesman of food products, high tech

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Jobs & Careers > Getting Ahead Get that raise: How to prove your loyalty without being a sap: 1 of 14
Loyalty does not always relate to the time you stay with an employer. Loyalty can be shown and seen by the ability of employees to take the core values and duties that the employer asks of them and maximize them, through high work ethic, showing that every decision is taken with the company's benefit in mind. If an employee ... More..
Personal Finance > Life Insurance How much life insurance should one buy?: 2 of 16
The great thing about life insurance is that it comes in many different "flavors," and you can truly tailor your insurance coverage to what your needs are. For instance, if you have 2 children, ages 2 and 5, a brand new mortgage (30 yr) and other debts. Your income is 100k, and your wife also earns 100k. This would be Ideal ... More..
Jobs & Careers > Job Interviews On-line job application problems: 1 of 4
On line job application are the most cost effective and efficient way to screen job applicants. Every piece of information we input in the application, becomes a researchable item in the employer's database, so college degree, major, number of prior jobs, keywords in the resume (isn't it annoying when you have to copy and pa... More..
Education > Educational Philosophy Ideas for improving the United States education system: 39 of 99
Improving the education system in the US is not an easy task for several reasons. To start, in the rest of the world schools are places of learning, where only those who can and want to learn are accepted, most countries have standards that ALL students in their grades have to follow. Those who cannot, stay behind. Here you ... More..
Personal Finance > Home Insurance Tips for dealing with your insurance company after your home is water damaged: 2 of 5
Dealing with an insurance company when addressing the issue of a water damage claim can be an easy process if the channels of communications are open. First of all, never try to find an answer by yourself; insurance rules are set by companies under state guidelines, meaning that there are politicians and lawyers involved. An... More..
Business > Human Resources How and where to start managing your employees' benefits: 1 of 2
Employee benefits aren't "bleeding" your organization financially alone, but they are taking away precious productive time, from you or your employees, trying to manage enrollment, reconcile invoices (remember there is a time limit, usually 60 days, to contact your insurance carrier and correct an overpayment, after that the... More..
Personal Finance > Life Insurance What is permanent life insurance?: 3 of 5
Permanent life insurance as the name indicates is an insurance policy that does not have a set end date. There are 2 main types of permanent life insurance, Variable and Whole life insurance policies. Variable insurance policies are usually tied to the stock market through a combination of mutual funds and other investment t... More..
Arts & Humanities > Ethics A dialogue on abortion: 48 of 79
A dialogue on abortion is a difficult thing to achieve, there are 3 groups of people in this debate, the first group are the pro-lifers who think without a doubt in their mind that abortion is wrong, immoral a sin that will most definitely send you in the great barbecue pit of hell; the second group are the "pro-choicers" wh... More..
Business > Small & Home Business Great accounting software for small businesses: 4 of 6
There is a HUGE difference between "great" accounting packages and "affordable" ones. Although QuickBooks and Peachtree are widely adopted solutions does not make them the best game in town anymore. Small businesses are now facing similar issues that larger organizations are facing, including e-commerce, it infrastructure co... More..
Travel > Travel Planning & Advice Top ten places to visit in Europe: 32 of 46
Well of course Italy and France, whether the main cities or the countryside. These two countries are sure to give you extremely positive experiences, personally, I love Hungary, Budapest is an amazing city rich inhistory, and the Hungarian people are one of the most hospitable people in the world. A short drive from Budapest... More..