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About me - Ginger Kazay

I have been writing articles for Helium for more than three years now and have won a few awards in their wonderful contests. I used to write two blogs for the now defunct writingup.com. I currently am writing Ginger's Health Corner at Communati. com (see

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Personal Finance > Smart Spending How to fight high energy bills in the summer
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Fighting high summer energy bills is a topic we became very familiar with our first summer in Arizona. When my family first moved here, we had been warned about the hot summers; but, of course, we were told "it's a dry heat". Our first summer started out well. Our evaporative coolers worked fine when temperatures started cli... More..

Health & Fitness > Therapy & Counseling Why is everybody in therapy? Understanding the trend
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Is "everyone" in therapy? Not most of the people I know; but, I can see why some people might think that. Being "in therapy" is no longer considered to be the realm of "crazy" people. It is more accepted today than at any other time in recent history. People are "in therapy" on popular TV shows and the shows portray a genera... More..

Health & Fitness > Therapy & Counseling Do you need a serious psychological problem to go to counseling?
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No, you do not need to have a serious psychological problem to go to counseling. If you do HAVE a serious psychological problem; you should seek a psychiatrist's help, not a counselor. Counselors are there to help you get to the root of your problems and learn to deal with them. Whether you have a tendency to procrastinate, ... More..

Personal Finance > Personal Loans Loans: What to do when friends and relatives don't pay you back
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You already know what needs to be done. You need to make a choice. Do you write the money off and keep the friendship? If so, you must also decide whether or not to loan them more money in the future. If they know you let them off the hook once, they will be back for more later. Just how much is friendship or peace in the fa... More..

Personal Finance > Insurance (Other) Should insurance companies be required to inform customers their premium is affected by their credit score?Smallicon
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Actually, it is the law in many places that insurance companies must inform you that your premium is affected by your credit score. However, as an insurance agent, I found that very few people pay attention when you tell them this fact; and, even fewer actually read the disclosusre statement that comes with their policy. Thi... More..

Celebrations & Holidays > Gift Advice Avoiding store-bought toys: Household products for quality play
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Many common household products make toys that stimulate creativity and the intelligence. Store bought toys can be fine but they do nothing to stimulate the child's intelligence and creativity. They do not NEED to be creative with these toys - they KNOW what they are and what they are for - and if there is any doubt the answe... More..

Health & Fitness > First Aid First aid for severe allergic reactions
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First aid when a person has a severe allergic reaction (anaphylaxis) can help save their life. Allergic reactions can strike without warning; an insect bite or sting, or a small amount of something they are allergic to that is in their food, water or even the air will cause the reaction. Most allergic reactions are not life ... More..

Religion & Spirituality > Christian Beliefs & Culture Christianity and today's lifestyles
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Christianity's affect on our lifestyles today can be directly attributed to the history of Christianity. The original Christian church was one entity; but over time it has repeatedly had parts break off from the main body of the church. Every time there is a major difference of opinion (belief) a new branch of Christianity f... More..

Society & Lifestyle > Social Values & Norms Arguments against euthanasia
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It actually depends on what your definition of euthanasia is because some people mistakenly confuse the word "euthanasia" with other terms. If by euthanasia, you mean taking a person who is terminally ill and taking up bed space and intentionally ending their life against their wishes - I am against it. We have had nurses, o... More..

Pets & Animals > Animal Rescue & Adoption Do rescued animals make good pets?
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Rescued animals can make excellent pets if you are willing to take some extra time and be patient with them. The little kitties and puppies are no problem. They are young enough not to have developed problems and they make just as good pets as any other puppy or kitty. Older animals were taken to the shelter for a reason. It... More..

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