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Personal Finance > Personal Loans Your credit score and its effect on securing personal loans
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Your credit score is based on your credit history as reported to the credit bureaus by the companies who have loaned you money. If you're always on time with your payments, and follow a few other simple rules, you'll have a good credit score, which will not only make it easy for you to secure personal loans, but will allow y... More..

Jobs & Careers > Nonprofit & Service Sector Can charities run businesses?
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Charities can run businesses, and do it successfully, if they avoid the common pitfalls that make too many charities stumble when they attempt to turn their hands to business. Here are the five most common mistakes made by charities in running businesses, and how to avoid making them, so that your charity can enjoy the busin... More..

Jobs & Careers > Nonprofit & Service Sector Nonprofits and the myth of lower salaries
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The myth exists that those who work for nonprofits, while they may enjoy a better quality of life than they would have in the corporate world, that they pay for this in the form of lower salaries. In fact, you can work for a nonprofit and still enjoy a comfortable six figure income, while at the same time experiencing the sa... More..

Creative Writing > Poetry Poetry: Winter sleigh rides
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Winter Sleigh Ride The harness bells jingle, The horse's breath steams, and he Stamps his hooves Impatient to go But not so impatient As my sister and me As we sit holding hands- Then we're off through the snow! The stars shine like diamonds The sleigh picks up speed And the sleigh driver pulls on the Reins of his steed But ... More..

Relationships & Family > Couple Communication Why it's important to have an open dialog about sex with your partner
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To understand why it's important to have an open dialog about sex with your partner you have only to consider the alternative, which is that you and your partner will conspire to repress your communication about your deepest needs and desires. Doesn't sound promising for your relationship does it? That's because it's impossi... More..

Education > Early Childhood Ed How to resist advertising pressure to buy more toys for your child
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It's hard for parents to resist advertising pressure to buy more toys for their children. Advertisers know how to create desire in tiny hearts. Here are five ways you can resist advertising pressure to buy more toys for your child. FIVE WAYS TO RESIST ADVERTISING PRESSURE TO BUY MORE TOYS FOR YOUR CHILD 1. Turn off the telev... More..

Computers & Technology > Online Shopping & Trade Is shopping online really cheaper?
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Shopping online really is cheaper, especially if you place any value on your time. I have been burned shopping online though, and really wished I'd spent the extra money in a traditional bricks and mortar establishment. This article will tell you what to buy online to save money, and when you should be happy to spend a bit m... More..

Politics, News & Issues > War & Peace Will there ever be a chance for world peace?
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I can't help wondering if there will ever be a chance for world peace, some distant utopia where violence and strife are unknown, and the madness of war is but a vague memory dimly recalled. Because the world today has many wars going on, most of which you never hear of unless your country is one of the participants. The Uni... More..

Autos > Driving & Safety How to safely fix a flat tire on the side of the highway
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If you get a flat tire while you're driving on a highway, you have to be careful that you don't let your problem turn into a catastrophe. Here's how you can can safely fix that tire, and get back on the road. First, make sure you pull your car well off the roadway. You may have to drive a little on the rim in order to do thi... More..

Arts & Humanities > Fantasy & Science Fiction Guide to science fiction literary agents
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Many publishing houses no longer accept un-agented novel submissions. If you want to sell them a novel you have to have an agent first. If you write science fiction you'll be able to find publishers that still accept novels "over the transom." Still, your chances of getting that first novel sale will increase if you have the... More..

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