Articles written by Don Simkovich

How To Guides |
Community

About me - Don Simkovich

An entrepreneur-minded father of four adopted children and two guardians, I have worked during my career with non-profit organizations in writing and marketing. I've also recently worked in the for-profit world as a marketing consultant and content writer/project

+ more bio information

RSS Feed

Personal Finance > Retirement How to maximize your retirement income: 3 of 18

A small amount of money, equal to the cost of a latte per day, invested in a stable mutual fund will grow to provide a foundation for a solid retirement income. Wealth is built long-term through basic, easy-to-follow plans. Here are tips to help you build the wealth you need for a secure retirement: #1 Understand Your Life S...
Personal Finance > Managing Credit & Debt (Other) Teach your kids how to avoid the debt trap and build real wealth: 3 of 16

Help your children build wealth at each stage of their lives by teaching them to become investors and not just consumers only. You can begin in pre-school. Teach them to put away their toys. This teaches responsibility. They've grabbed something that's fun and now they have to place it where it belongs. When our 1-year-old g...
Home & Garden > Real Estate (Other) Real estate investing: Look before you leap: 3 of 13

Before you leap into a real estate investment, build a framework to successfully tackle this proven investment vehicle using the following real-life advice: 1.) Gain broad knowledge of real estate investing 2.) Get economic knowledge of a chosen real estate market 3.) Learn facts on specific properties such...
Personal Finance > Taxes Will increased capital gains taxes discourage investment and inhibit economic growth?: 2 of 7

Increased capital gains raises the cost of doing business. This cost will be passed along to consumers and could cause investors to slow down their rate of investment. If this occurs, then fewer jobs are created. I recently purchased a house to fix up and then place back on the market and sell. Currently, I will have to pay ...
Travel > Travel Services & Resources Why you do or don't really need a travel agent: 2 of 7

When you're planning that "dream" vacation, want to know the best travel bargains, and what resorts worldwide are offering perks to attract visitors, then a travel agent is your best ally. However, if you are familiar with the destination where you're headed, have a time share, or are flying routinely and build up frequent f...
Travel > New York Destinations Places to see before you die: Reasons to add New York City to "the list": 13 of 43

When you stand in the middle of Times Square, beneath the glowing signs bearing names of the world's most famous brands, you begin to appreciate the marvel of the most densely populated city in the United States. Midtown Manhattan is a perfect place to start your New York adventure. Simply walking several blocks in any direc...
Personal Finance > Financial Planning Financial planning in your 40s: 4 of 12

During your peak career years, there are easy-to-follow tips to help you keep your financial future secure or help you develop a needed financial plan to guide you from your 40s in to your retirement years. Enlist a Wise Financial Adviser Start your financial planning in your 40s with sound advice. Choose someone who is hone...
Business > Business Issues The importance of failure: 16 of 36

I will never forget the moment: my name was called to recite what I had learned about folk hero Rip Van Winkle. I trembled because I didn't try to get ready until the last moment. At the age of 10, as a procrastinating Cub Scout, I walked in front of a crowded church basement auditorium on to the stage and took the paper bag...
Business > Entrepreneurship Stress associated with running a business: 4 of 9

Stress is associated with running a business at every phase of the business, or company, life cycle. The concerns start at inception when the idea for a business turns into reality. 1. Forming Stage: Legal Status The individual proprietor, newly formed partnership, or S Corporation must ensure compliance with state regulatio...
Business > Marketing Marketing your small business during the recession: 24 of 53

Marketing a small business well in a recession doesn't require much cash, but it does require managing people resources, using local outlets to contact target customers, and emphasizing unique benefits. People Resources Identify key people who will speak favorably about your business to generate word-of-mouth results and red...